LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,699
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,147
−HK$2,487/mo
Today · 4.125%
HK$83,634
baseline
▲ 0.50% · 4.625%
HK$88,723
+HK$5,089/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$167,268/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,552
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,900
−HK$2,382/mo
Today · 4.125%
HK$92,282
baseline
▲ 0.50% · 4.625%
HK$97,146
+HK$4,864/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$184,564/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,439
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,376
−HK$2,985/mo
Today · 4.125%
HK$100,361
baseline
▲ 0.50% · 4.625%
HK$106,468
+HK$6,107/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$200,722/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,062
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,880
−HK$2,858/mo
Today · 4.125%
HK$110,738
baseline
▲ 0.50% · 4.625%
HK$116,576
+HK$5,838/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$221,476/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,179
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$113,606
−HK$3,482/mo
Today · 4.125%
HK$117,088
baseline
▲ 0.50% · 4.625%
HK$124,212
+HK$7,124/mo
Deposit HK$10.35M · loan HK$24.16M · min. income ≈ HK$234,176/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,573
−HK$6,622/mo
▼ 0.25% · 3.875%
HK$125,860
−HK$3,335/mo
Today · 4.125%
HK$129,195
baseline
▲ 0.50% · 4.625%
HK$136,005
+HK$6,810/mo
Deposit HK$10.35M · loan HK$24.16M · min. income ≈ HK$258,390/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,658
−HK$8,884/mo
▼ 0.25% · 3.875%
HK$146,065
−HK$4,477/mo
Today · 4.125%
HK$150,542
baseline
▲ 0.50% · 4.625%
HK$159,702
+HK$9,160/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$301,084/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,593
−HK$8,515/mo
▼ 0.25% · 3.875%
HK$161,820
−HK$4,288/mo
Today · 4.125%
HK$166,108
baseline
▲ 0.50% · 4.625%
HK$174,863
+HK$8,755/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$332,216/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,814 · Scale 2, in force from 26 Feb 2026)