LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,705
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,153
−HK$2,487/mo
Today · 4.125%
HK$83,640
baseline
▲ 0.50% · 4.625%
HK$88,729
+HK$5,089/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$167,280/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,558
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$89,906
−HK$2,383/mo
Today · 4.125%
HK$92,289
baseline
▲ 0.50% · 4.625%
HK$97,153
+HK$4,864/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$184,578/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,446
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,383
−HK$2,985/mo
Today · 4.125%
HK$100,368
baseline
▲ 0.50% · 4.625%
HK$106,475
+HK$6,107/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$200,736/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,070
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,888
−HK$2,858/mo
Today · 4.125%
HK$110,746
baseline
▲ 0.50% · 4.625%
HK$116,584
+HK$5,838/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$221,492/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,186
−HK$6,910/mo
▼ 0.25% · 3.875%
HK$113,614
−HK$3,482/mo
Today · 4.125%
HK$117,096
baseline
▲ 0.50% · 4.625%
HK$124,221
+HK$7,125/mo
Deposit HK$10.35M · loan HK$24.16M · min. income ≈ HK$234,192/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,581
−HK$6,623/mo
▼ 0.25% · 3.875%
HK$125,869
−HK$3,335/mo
Today · 4.125%
HK$129,204
baseline
▲ 0.50% · 4.625%
HK$136,015
+HK$6,811/mo
Deposit HK$10.35M · loan HK$24.16M · min. income ≈ HK$258,408/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,668
−HK$8,884/mo
▼ 0.25% · 3.875%
HK$146,075
−HK$4,477/mo
Today · 4.125%
HK$150,552
baseline
▲ 0.50% · 4.625%
HK$159,713
+HK$9,161/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$301,104/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,605
−HK$8,514/mo
▼ 0.25% · 3.875%
HK$161,831
−HK$4,288/mo
Today · 4.125%
HK$166,119
baseline
▲ 0.50% · 4.625%
HK$174,876
+HK$8,757/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$332,238/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,917 · Scale 2, in force from 26 Feb 2026)