LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,705
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$81,154
−HK$2,487/mo
Today · 4.125%
HK$83,641
baseline
▲ 0.50% · 4.625%
HK$88,730
+HK$5,089/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$167,282/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,559
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,907
−HK$2,382/mo
Today · 4.125%
HK$92,289
baseline
▲ 0.50% · 4.625%
HK$97,154
+HK$4,865/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$184,578/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,446
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,384
−HK$2,985/mo
Today · 4.125%
HK$100,369
baseline
▲ 0.50% · 4.625%
HK$106,476
+HK$6,107/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$200,738/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,071
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,889
−HK$2,858/mo
Today · 4.125%
HK$110,747
baseline
▲ 0.50% · 4.625%
HK$116,585
+HK$5,838/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$221,494/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,187
−HK$6,910/mo
▼ 0.25% · 3.875%
HK$113,615
−HK$3,482/mo
Today · 4.125%
HK$117,097
baseline
▲ 0.50% · 4.625%
HK$124,222
+HK$7,125/mo
Deposit HK$10.35M · loan HK$24.16M · min. income ≈ HK$234,194/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,582
−HK$6,623/mo
▼ 0.25% · 3.875%
HK$125,870
−HK$3,335/mo
Today · 4.125%
HK$129,205
baseline
▲ 0.50% · 4.625%
HK$136,016
+HK$6,811/mo
Deposit HK$10.35M · loan HK$24.16M · min. income ≈ HK$258,410/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,670
−HK$8,884/mo
▼ 0.25% · 3.875%
HK$146,076
−HK$4,478/mo
Today · 4.125%
HK$150,554
baseline
▲ 0.50% · 4.625%
HK$159,714
+HK$9,160/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$301,108/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,606
−HK$8,515/mo
▼ 0.25% · 3.875%
HK$161,833
−HK$4,288/mo
Today · 4.125%
HK$166,121
baseline
▲ 0.50% · 4.625%
HK$174,877
+HK$8,756/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$332,242/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,930 · Scale 2, in force from 26 Feb 2026)