LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,719
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,168
−HK$2,488/mo
Today · 4.125%
HK$83,656
baseline
▲ 0.50% · 4.625%
HK$88,746
+HK$5,090/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$167,312/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,574
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,923
−HK$2,383/mo
Today · 4.125%
HK$92,306
baseline
▲ 0.50% · 4.625%
HK$97,171
+HK$4,865/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$184,612/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,463
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$97,401
−HK$2,986/mo
Today · 4.125%
HK$100,387
baseline
▲ 0.50% · 4.625%
HK$106,495
+HK$6,108/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$200,774/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,089
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,908
−HK$2,859/mo
Today · 4.125%
HK$110,767
baseline
▲ 0.50% · 4.625%
HK$116,605
+HK$5,838/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$221,534/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,207
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$113,635
−HK$3,483/mo
Today · 4.125%
HK$117,118
baseline
▲ 0.50% · 4.625%
HK$124,244
+HK$7,126/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$234,236/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,467,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,604
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$125,892
−HK$3,336/mo
Today · 4.125%
HK$129,228
baseline
▲ 0.50% · 4.625%
HK$136,040
+HK$6,812/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$258,456/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,467,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,694
−HK$8,886/mo
▼ 0.25% · 3.875%
HK$146,102
−HK$4,478/mo
Today · 4.125%
HK$150,580
baseline
▲ 0.50% · 4.625%
HK$159,742
+HK$9,162/mo
Deposit HK$3.45M · loan HK$31.07M · min. income ≈ HK$301,160/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,634
−HK$8,516/mo
▼ 0.25% · 3.875%
HK$161,861
−HK$4,289/mo
Today · 4.125%
HK$166,150
baseline
▲ 0.50% · 4.625%
HK$174,908
+HK$8,758/mo
Deposit HK$3.45M · loan HK$31.07M · min. income ≈ HK$332,300/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,188 · Scale 2, in force from 26 Feb 2026)