LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,721
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$81,169
−HK$2,488/mo
Today · 4.125%
HK$83,657
baseline
▲ 0.50% · 4.625%
HK$88,747
+HK$5,090/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$167,314/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,576
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$89,925
−HK$2,382/mo
Today · 4.125%
HK$92,307
baseline
▲ 0.50% · 4.625%
HK$97,173
+HK$4,866/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$184,614/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,465
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,403
−HK$2,985/mo
Today · 4.125%
HK$100,388
baseline
▲ 0.50% · 4.625%
HK$106,497
+HK$6,109/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$200,776/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,091
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,910
−HK$2,859/mo
Today · 4.125%
HK$110,769
baseline
▲ 0.50% · 4.625%
HK$116,608
+HK$5,839/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$221,538/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,209
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$113,637
−HK$3,483/mo
Today · 4.125%
HK$117,120
baseline
▲ 0.50% · 4.625%
HK$124,246
+HK$7,126/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$234,240/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,467,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,606
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$125,894
−HK$3,336/mo
Today · 4.125%
HK$129,230
baseline
▲ 0.50% · 4.625%
HK$136,042
+HK$6,812/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$258,460/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,467,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,697
−HK$8,886/mo
▼ 0.25% · 3.875%
HK$146,105
−HK$4,478/mo
Today · 4.125%
HK$150,583
baseline
▲ 0.50% · 4.625%
HK$159,745
+HK$9,162/mo
Deposit HK$3.45M · loan HK$31.07M · min. income ≈ HK$301,166/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,637
−HK$8,516/mo
▼ 0.25% · 3.875%
HK$161,864
−HK$4,289/mo
Today · 4.125%
HK$166,153
baseline
▲ 0.50% · 4.625%
HK$174,911
+HK$8,758/mo
Deposit HK$3.45M · loan HK$31.07M · min. income ≈ HK$332,306/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,215 · Scale 2, in force from 26 Feb 2026)