LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,724
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,173
−HK$2,488/mo
Today · 4.125%
HK$83,661
baseline
▲ 0.50% · 4.625%
HK$88,752
+HK$5,091/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$167,322/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,580
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,929
−HK$2,383/mo
Today · 4.125%
HK$92,312
baseline
▲ 0.50% · 4.625%
HK$97,178
+HK$4,866/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$184,624/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,469
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$97,408
−HK$2,985/mo
Today · 4.125%
HK$100,393
baseline
▲ 0.50% · 4.625%
HK$106,502
+HK$6,109/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$200,786/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,096
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,915
−HK$2,859/mo
Today · 4.125%
HK$110,774
baseline
▲ 0.50% · 4.625%
HK$116,613
+HK$5,839/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$221,548/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,214
−HK$6,912/mo
▼ 0.25% · 3.875%
HK$113,642
−HK$3,484/mo
Today · 4.125%
HK$117,126
baseline
▲ 0.50% · 4.625%
HK$124,252
+HK$7,126/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$234,252/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,467,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,612
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$125,900
−HK$3,336/mo
Today · 4.125%
HK$129,236
baseline
▲ 0.50% · 4.625%
HK$136,049
+HK$6,813/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$258,472/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,467,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,704
−HK$8,886/mo
▼ 0.25% · 3.875%
HK$146,112
−HK$4,478/mo
Today · 4.125%
HK$150,590
baseline
▲ 0.50% · 4.625%
HK$159,753
+HK$9,163/mo
Deposit HK$3.45M · loan HK$31.07M · min. income ≈ HK$301,180/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,644
−HK$8,517/mo
▼ 0.25% · 3.875%
HK$161,872
−HK$4,289/mo
Today · 4.125%
HK$166,161
baseline
▲ 0.50% · 4.625%
HK$174,920
+HK$8,759/mo
Deposit HK$3.45M · loan HK$31.07M · min. income ≈ HK$332,322/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,285 · Scale 2, in force from 26 Feb 2026)