LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,725
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,174
−HK$2,488/mo
Today · 4.125%
HK$83,662
baseline
▲ 0.50% · 4.625%
HK$88,753
+HK$5,091/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$167,324/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,581
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,930
−HK$2,383/mo
Today · 4.125%
HK$92,313
baseline
▲ 0.50% · 4.625%
HK$97,179
+HK$4,866/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$184,626/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,470
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$97,409
−HK$2,985/mo
Today · 4.125%
HK$100,394
baseline
▲ 0.50% · 4.625%
HK$106,503
+HK$6,109/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$200,788/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,097
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,916
−HK$2,859/mo
Today · 4.125%
HK$110,775
baseline
▲ 0.50% · 4.625%
HK$116,615
+HK$5,840/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$221,550/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,215
−HK$6,912/mo
▼ 0.25% · 3.875%
HK$113,644
−HK$3,483/mo
Today · 4.125%
HK$117,127
baseline
▲ 0.50% · 4.625%
HK$124,254
+HK$7,127/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$234,254/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,467,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,614
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$125,902
−HK$3,336/mo
Today · 4.125%
HK$129,238
baseline
▲ 0.50% · 4.625%
HK$136,050
+HK$6,812/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$258,476/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,467,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,706
−HK$8,886/mo
▼ 0.25% · 3.875%
HK$146,113
−HK$4,479/mo
Today · 4.125%
HK$150,592
baseline
▲ 0.50% · 4.625%
HK$159,755
+HK$9,163/mo
Deposit HK$3.45M · loan HK$31.07M · min. income ≈ HK$301,184/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,646
−HK$8,517/mo
▼ 0.25% · 3.875%
HK$161,874
−HK$4,289/mo
Today · 4.125%
HK$166,163
baseline
▲ 0.50% · 4.625%
HK$174,922
+HK$8,759/mo
Deposit HK$3.45M · loan HK$31.07M · min. income ≈ HK$332,326/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,303 · Scale 2, in force from 26 Feb 2026)