LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,728
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,177
−HK$2,488/mo
Today · 4.125%
HK$83,665
baseline
▲ 0.50% · 4.625%
HK$88,756
+HK$5,091/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$167,330/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,584
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,933
−HK$2,383/mo
Today · 4.125%
HK$92,316
baseline
▲ 0.50% · 4.625%
HK$97,182
+HK$4,866/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$184,632/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,473
−HK$5,925/mo
▼ 0.25% · 3.875%
HK$97,412
−HK$2,986/mo
Today · 4.125%
HK$100,398
baseline
▲ 0.50% · 4.625%
HK$106,507
+HK$6,109/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$200,796/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,101
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,919
−HK$2,860/mo
Today · 4.125%
HK$110,779
baseline
▲ 0.50% · 4.625%
HK$116,618
+HK$5,839/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$221,558/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,219
−HK$6,912/mo
▼ 0.25% · 3.875%
HK$113,647
−HK$3,484/mo
Today · 4.125%
HK$117,131
baseline
▲ 0.50% · 4.625%
HK$124,258
+HK$7,127/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$234,262/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,617
−HK$6,625/mo
▼ 0.25% · 3.875%
HK$125,906
−HK$3,336/mo
Today · 4.125%
HK$129,242
baseline
▲ 0.50% · 4.625%
HK$136,055
+HK$6,813/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$258,484/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,710
−HK$8,886/mo
▼ 0.25% · 3.875%
HK$146,118
−HK$4,478/mo
Today · 4.125%
HK$150,596
baseline
▲ 0.50% · 4.625%
HK$159,760
+HK$9,164/mo
Deposit HK$3.45M · loan HK$31.07M · min. income ≈ HK$301,192/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,651
−HK$8,517/mo
▼ 0.25% · 3.875%
HK$161,879
−HK$4,289/mo
Today · 4.125%
HK$166,168
baseline
▲ 0.50% · 4.625%
HK$174,927
+HK$8,759/mo
Deposit HK$3.45M · loan HK$31.07M · min. income ≈ HK$332,336/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,349 · Scale 2, in force from 26 Feb 2026)