LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,731
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,180
−HK$2,488/mo
Today · 4.125%
HK$83,668
baseline
▲ 0.50% · 4.625%
HK$88,759
+HK$5,091/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$167,336/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,587
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,936
−HK$2,383/mo
Today · 4.125%
HK$92,319
baseline
▲ 0.50% · 4.625%
HK$97,185
+HK$4,866/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$184,638/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,477
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$97,416
−HK$2,985/mo
Today · 4.125%
HK$100,401
baseline
▲ 0.50% · 4.625%
HK$106,511
+HK$6,110/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$200,802/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,105
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,923
−HK$2,860/mo
Today · 4.125%
HK$110,783
baseline
▲ 0.50% · 4.625%
HK$116,623
+HK$5,840/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$221,566/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,223
−HK$6,912/mo
▼ 0.25% · 3.875%
HK$113,652
−HK$3,483/mo
Today · 4.125%
HK$117,135
baseline
▲ 0.50% · 4.625%
HK$124,262
+HK$7,127/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$234,270/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,622
−HK$6,625/mo
▼ 0.25% · 3.875%
HK$125,911
−HK$3,336/mo
Today · 4.125%
HK$129,247
baseline
▲ 0.50% · 4.625%
HK$136,060
+HK$6,813/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$258,494/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,715
−HK$8,887/mo
▼ 0.25% · 3.875%
HK$146,123
−HK$4,479/mo
Today · 4.125%
HK$150,602
baseline
▲ 0.50% · 4.625%
HK$159,766
+HK$9,164/mo
Deposit HK$3.45M · loan HK$31.07M · min. income ≈ HK$301,204/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,657
−HK$8,518/mo
▼ 0.25% · 3.875%
HK$161,885
−HK$4,290/mo
Today · 4.125%
HK$166,175
baseline
▲ 0.50% · 4.625%
HK$174,934
+HK$8,759/mo
Deposit HK$3.45M · loan HK$31.07M · min. income ≈ HK$332,350/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,404 · Scale 2, in force from 26 Feb 2026)