LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,732
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,181
−HK$2,488/mo
Today · 4.125%
HK$83,669
baseline
▲ 0.50% · 4.625%
HK$88,760
+HK$5,091/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$167,338/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,589
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,938
−HK$2,383/mo
Today · 4.125%
HK$92,321
baseline
▲ 0.50% · 4.625%
HK$97,187
+HK$4,866/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$184,642/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,478
−HK$5,925/mo
▼ 0.25% · 3.875%
HK$97,417
−HK$2,986/mo
Today · 4.125%
HK$100,403
baseline
▲ 0.50% · 4.625%
HK$106,512
+HK$6,109/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$200,806/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,106
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,925
−HK$2,860/mo
Today · 4.125%
HK$110,785
baseline
▲ 0.50% · 4.625%
HK$116,625
+HK$5,840/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$221,570/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,225
−HK$6,912/mo
▼ 0.25% · 3.875%
HK$113,654
−HK$3,483/mo
Today · 4.125%
HK$117,137
baseline
▲ 0.50% · 4.625%
HK$124,264
+HK$7,127/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$234,274/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,624
−HK$6,625/mo
▼ 0.25% · 3.875%
HK$125,913
−HK$3,336/mo
Today · 4.125%
HK$129,249
baseline
▲ 0.50% · 4.625%
HK$136,062
+HK$6,813/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$258,498/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,718
−HK$8,887/mo
▼ 0.25% · 3.875%
HK$146,126
−HK$4,479/mo
Today · 4.125%
HK$150,605
baseline
▲ 0.50% · 4.625%
HK$159,769
+HK$9,164/mo
Deposit HK$3.45M · loan HK$31.07M · min. income ≈ HK$301,210/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,660
−HK$8,517/mo
▼ 0.25% · 3.875%
HK$161,888
−HK$4,289/mo
Today · 4.125%
HK$166,177
baseline
▲ 0.50% · 4.625%
HK$174,937
+HK$8,760/mo
Deposit HK$3.45M · loan HK$31.07M · min. income ≈ HK$332,354/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,429 · Scale 2, in force from 26 Feb 2026)