LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,736
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,185
−HK$2,488/mo
Today · 4.125%
HK$83,673
baseline
▲ 0.50% · 4.625%
HK$88,765
+HK$5,092/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$167,346/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,593
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,942
−HK$2,383/mo
Today · 4.125%
HK$92,325
baseline
▲ 0.50% · 4.625%
HK$97,192
+HK$4,867/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$184,650/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,483
−HK$5,925/mo
▼ 0.25% · 3.875%
HK$97,422
−HK$2,986/mo
Today · 4.125%
HK$100,408
baseline
▲ 0.50% · 4.625%
HK$106,518
+HK$6,110/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$200,816/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,111
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,930
−HK$2,860/mo
Today · 4.125%
HK$110,790
baseline
▲ 0.50% · 4.625%
HK$116,630
+HK$5,840/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$221,580/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,230
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$113,659
−HK$3,484/mo
Today · 4.125%
HK$117,143
baseline
▲ 0.50% · 4.625%
HK$124,270
+HK$7,127/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$234,286/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,630
−HK$6,625/mo
▼ 0.25% · 3.875%
HK$125,919
−HK$3,336/mo
Today · 4.125%
HK$129,255
baseline
▲ 0.50% · 4.625%
HK$136,069
+HK$6,814/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$258,510/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,725
−HK$8,887/mo
▼ 0.25% · 3.875%
HK$146,133
−HK$4,479/mo
Today · 4.125%
HK$150,612
baseline
▲ 0.50% · 4.625%
HK$159,776
+HK$9,164/mo
Deposit HK$3.45M · loan HK$31.08M · min. income ≈ HK$301,224/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,667
−HK$8,518/mo
▼ 0.25% · 3.875%
HK$161,896
−HK$4,289/mo
Today · 4.125%
HK$166,185
baseline
▲ 0.50% · 4.625%
HK$174,945
+HK$8,760/mo
Deposit HK$3.45M · loan HK$31.08M · min. income ≈ HK$332,370/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,500 · Scale 2, in force from 26 Feb 2026)