LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,741
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$81,190
−HK$2,489/mo
Today · 4.125%
HK$83,679
baseline
▲ 0.50% · 4.625%
HK$88,770
+HK$5,091/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$167,358/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,598
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$89,948
−HK$2,383/mo
Today · 4.125%
HK$92,331
baseline
▲ 0.50% · 4.625%
HK$97,198
+HK$4,867/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$184,662/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,489
−HK$5,925/mo
▼ 0.25% · 3.875%
HK$97,428
−HK$2,986/mo
Today · 4.125%
HK$100,414
baseline
▲ 0.50% · 4.625%
HK$106,524
+HK$6,110/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$200,828/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,118
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,937
−HK$2,860/mo
Today · 4.125%
HK$110,797
baseline
▲ 0.50% · 4.625%
HK$116,637
+HK$5,840/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$221,594/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,237
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$113,666
−HK$3,484/mo
Today · 4.125%
HK$117,150
baseline
▲ 0.50% · 4.625%
HK$124,278
+HK$7,128/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$234,300/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,638
−HK$6,625/mo
▼ 0.25% · 3.875%
HK$125,927
−HK$3,336/mo
Today · 4.125%
HK$129,263
baseline
▲ 0.50% · 4.625%
HK$136,077
+HK$6,814/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$258,526/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,733
−HK$8,888/mo
▼ 0.25% · 3.875%
HK$146,142
−HK$4,479/mo
Today · 4.125%
HK$150,621
baseline
▲ 0.50% · 4.625%
HK$159,786
+HK$9,165/mo
Deposit HK$3.45M · loan HK$31.08M · min. income ≈ HK$301,242/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,677
−HK$8,519/mo
▼ 0.25% · 3.875%
HK$161,906
−HK$4,290/mo
Today · 4.125%
HK$166,196
baseline
▲ 0.50% · 4.625%
HK$174,956
+HK$8,760/mo
Deposit HK$3.45M · loan HK$31.08M · min. income ≈ HK$332,392/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,591 · Scale 2, in force from 26 Feb 2026)