LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,744
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$81,193
−HK$2,489/mo
Today · 4.125%
HK$83,682
baseline
▲ 0.50% · 4.625%
HK$88,773
+HK$5,091/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$167,364/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,602
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,951
−HK$2,383/mo
Today · 4.125%
HK$92,334
baseline
▲ 0.50% · 4.625%
HK$97,201
+HK$4,867/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$184,668/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,492
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$97,432
−HK$2,986/mo
Today · 4.125%
HK$100,418
baseline
▲ 0.50% · 4.625%
HK$106,528
+HK$6,110/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$200,836/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,122
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,941
−HK$2,860/mo
Today · 4.125%
HK$110,801
baseline
▲ 0.50% · 4.625%
HK$116,642
+HK$5,841/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$221,602/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,241
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$113,670
−HK$3,484/mo
Today · 4.125%
HK$117,154
baseline
▲ 0.50% · 4.625%
HK$124,283
+HK$7,129/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$234,308/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,642
−HK$6,626/mo
▼ 0.25% · 3.875%
HK$125,931
−HK$3,337/mo
Today · 4.125%
HK$129,268
baseline
▲ 0.50% · 4.625%
HK$136,082
+HK$6,814/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$258,536/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,739
−HK$8,888/mo
▼ 0.25% · 3.875%
HK$146,148
−HK$4,479/mo
Today · 4.125%
HK$150,627
baseline
▲ 0.50% · 4.625%
HK$159,792
+HK$9,165/mo
Deposit HK$3.45M · loan HK$31.08M · min. income ≈ HK$301,254/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,683
−HK$8,519/mo
▼ 0.25% · 3.875%
HK$161,912
−HK$4,290/mo
Today · 4.125%
HK$166,202
baseline
▲ 0.50% · 4.625%
HK$174,963
+HK$8,761/mo
Deposit HK$3.45M · loan HK$31.08M · min. income ≈ HK$332,404/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,646 · Scale 2, in force from 26 Feb 2026)