LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,744
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$81,194
−HK$2,488/mo
Today · 4.125%
HK$83,682
baseline
▲ 0.50% · 4.625%
HK$88,774
+HK$5,092/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$167,364/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,602
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$89,952
−HK$2,383/mo
Today · 4.125%
HK$92,335
baseline
▲ 0.50% · 4.625%
HK$97,202
+HK$4,867/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$184,670/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,493
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$97,433
−HK$2,986/mo
Today · 4.125%
HK$100,419
baseline
▲ 0.50% · 4.625%
HK$106,529
+HK$6,110/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$200,838/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,123
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,942
−HK$2,860/mo
Today · 4.125%
HK$110,802
baseline
▲ 0.50% · 4.625%
HK$116,643
+HK$5,841/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$221,604/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,242
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$113,671
−HK$3,484/mo
Today · 4.125%
HK$117,155
baseline
▲ 0.50% · 4.625%
HK$124,284
+HK$7,129/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$234,310/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,643
−HK$6,626/mo
▼ 0.25% · 3.875%
HK$125,933
−HK$3,336/mo
Today · 4.125%
HK$129,269
baseline
▲ 0.50% · 4.625%
HK$136,083
+HK$6,814/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$258,538/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,740
−HK$8,888/mo
▼ 0.25% · 3.875%
HK$146,149
−HK$4,479/mo
Today · 4.125%
HK$150,628
baseline
▲ 0.50% · 4.625%
HK$159,794
+HK$9,166/mo
Deposit HK$3.45M · loan HK$31.08M · min. income ≈ HK$301,256/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,684
−HK$8,520/mo
▼ 0.25% · 3.875%
HK$161,913
−HK$4,291/mo
Today · 4.125%
HK$166,204
baseline
▲ 0.50% · 4.625%
HK$174,964
+HK$8,760/mo
Deposit HK$3.45M · loan HK$31.08M · min. income ≈ HK$332,408/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,660 · Scale 2, in force from 26 Feb 2026)