LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,747
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$81,196
−HK$2,489/mo
Today · 4.125%
HK$83,685
baseline
▲ 0.50% · 4.625%
HK$88,777
+HK$5,092/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$167,370/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,605
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$89,954
−HK$2,384/mo
Today · 4.125%
HK$92,338
baseline
▲ 0.50% · 4.625%
HK$97,205
+HK$4,867/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$184,676/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,467,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,496
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$97,435
−HK$2,987/mo
Today · 4.125%
HK$100,422
baseline
▲ 0.50% · 4.625%
HK$106,532
+HK$6,110/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$200,844/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,126
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,945
−HK$2,860/mo
Today · 4.125%
HK$110,805
baseline
▲ 0.50% · 4.625%
HK$116,646
+HK$5,841/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$221,610/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,245
−HK$6,914/mo
▼ 0.25% · 3.875%
HK$113,675
−HK$3,484/mo
Today · 4.125%
HK$117,159
baseline
▲ 0.50% · 4.625%
HK$124,287
+HK$7,128/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$234,318/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,647
−HK$6,626/mo
▼ 0.25% · 3.875%
HK$125,936
−HK$3,337/mo
Today · 4.125%
HK$129,273
baseline
▲ 0.50% · 4.625%
HK$136,087
+HK$6,814/mo
Deposit HK$10.36M · loan HK$24.17M · min. income ≈ HK$258,546/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,744
−HK$8,889/mo
▼ 0.25% · 3.875%
HK$146,153
−HK$4,480/mo
Today · 4.125%
HK$150,633
baseline
▲ 0.50% · 4.625%
HK$159,798
+HK$9,165/mo
Deposit HK$3.45M · loan HK$31.08M · min. income ≈ HK$301,266/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,689
−HK$8,519/mo
▼ 0.25% · 3.875%
HK$161,918
−HK$4,290/mo
Today · 4.125%
HK$166,208
baseline
▲ 0.50% · 4.625%
HK$174,969
+HK$8,761/mo
Deposit HK$3.45M · loan HK$31.08M · min. income ≈ HK$332,416/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,700 · Scale 2, in force from 26 Feb 2026)