LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,753
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,203
−HK$2,489/mo
Today · 4.125%
HK$83,692
baseline
▲ 0.50% · 4.625%
HK$88,784
+HK$5,092/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$167,384/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,467,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,612
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,962
−HK$2,384/mo
Today · 4.125%
HK$92,346
baseline
▲ 0.50% · 4.625%
HK$97,214
+HK$4,868/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$184,692/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,467,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,504
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$97,444
−HK$2,986/mo
Today · 4.125%
HK$100,430
baseline
▲ 0.50% · 4.625%
HK$106,541
+HK$6,111/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$200,860/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,135
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$107,955
−HK$2,860/mo
Today · 4.125%
HK$110,815
baseline
▲ 0.50% · 4.625%
HK$116,656
+HK$5,841/mo
Deposit HK$13.81M · loan HK$20.72M · min. income ≈ HK$221,630/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,467,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,255
−HK$6,914/mo
▼ 0.25% · 3.875%
HK$113,684
−HK$3,485/mo
Today · 4.125%
HK$117,169
baseline
▲ 0.50% · 4.625%
HK$124,298
+HK$7,129/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$234,338/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,657
−HK$6,627/mo
▼ 0.25% · 3.875%
HK$125,947
−HK$3,337/mo
Today · 4.125%
HK$129,284
baseline
▲ 0.50% · 4.625%
HK$136,099
+HK$6,815/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$258,568/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,467,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,756
−HK$8,890/mo
▼ 0.25% · 3.875%
HK$146,166
−HK$4,480/mo
Today · 4.125%
HK$150,646
baseline
▲ 0.50% · 4.625%
HK$159,812
+HK$9,166/mo
Deposit HK$3.45M · loan HK$31.08M · min. income ≈ HK$301,292/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,702
−HK$8,521/mo
▼ 0.25% · 3.875%
HK$161,932
−HK$4,291/mo
Today · 4.125%
HK$166,223
baseline
▲ 0.50% · 4.625%
HK$174,984
+HK$8,761/mo
Deposit HK$3.45M · loan HK$31.08M · min. income ≈ HK$332,446/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,467,828 · Scale 2, in force from 26 Feb 2026)