LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,765
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,215
−HK$2,490/mo
Today · 4.125%
HK$83,705
baseline
▲ 0.50% · 4.625%
HK$88,798
+HK$5,093/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$167,410/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,468,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,626
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,976
−HK$2,384/mo
Today · 4.125%
HK$92,360
baseline
▲ 0.50% · 4.625%
HK$97,228
+HK$4,868/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$184,720/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,468,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,518
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$97,458
−HK$2,988/mo
Today · 4.125%
HK$100,446
baseline
▲ 0.50% · 4.625%
HK$106,557
+HK$6,111/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$200,892/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,468,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,151
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$107,971
−HK$2,861/mo
Today · 4.125%
HK$110,832
baseline
▲ 0.50% · 4.625%
HK$116,674
+HK$5,842/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$221,664/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,468,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,271
−HK$6,915/mo
▼ 0.25% · 3.875%
HK$113,702
−HK$3,484/mo
Today · 4.125%
HK$117,186
baseline
▲ 0.50% · 4.625%
HK$124,317
+HK$7,131/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$234,372/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,676
−HK$6,628/mo
▼ 0.25% · 3.875%
HK$125,966
−HK$3,338/mo
Today · 4.125%
HK$129,304
baseline
▲ 0.50% · 4.625%
HK$136,119
+HK$6,815/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$258,608/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,778
−HK$8,890/mo
▼ 0.25% · 3.875%
HK$146,188
−HK$4,480/mo
Today · 4.125%
HK$150,668
baseline
▲ 0.50% · 4.625%
HK$159,836
+HK$9,168/mo
Deposit HK$3.45M · loan HK$31.09M · min. income ≈ HK$301,336/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,726
−HK$8,522/mo
▼ 0.25% · 3.875%
HK$161,956
−HK$4,292/mo
Today · 4.125%
HK$166,248
baseline
▲ 0.50% · 4.625%
HK$175,011
+HK$8,763/mo
Deposit HK$3.45M · loan HK$31.09M · min. income ≈ HK$332,496/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,049 · Scale 2, in force from 26 Feb 2026)