LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,767
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,217
−HK$2,490/mo
Today · 4.125%
HK$83,707
baseline
▲ 0.50% · 4.625%
HK$88,800
+HK$5,093/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$167,414/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,468,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,628
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,978
−HK$2,384/mo
Today · 4.125%
HK$92,362
baseline
▲ 0.50% · 4.625%
HK$97,231
+HK$4,869/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$184,724/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,468,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,521
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$97,461
−HK$2,987/mo
Today · 4.125%
HK$100,448
baseline
▲ 0.50% · 4.625%
HK$106,560
+HK$6,112/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$200,896/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,153
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$107,974
−HK$2,861/mo
Today · 4.125%
HK$110,835
baseline
▲ 0.50% · 4.625%
HK$116,677
+HK$5,842/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$221,670/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,274
−HK$6,915/mo
▼ 0.25% · 3.875%
HK$113,704
−HK$3,485/mo
Today · 4.125%
HK$117,189
baseline
▲ 0.50% · 4.625%
HK$124,320
+HK$7,131/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$234,378/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,679
−HK$6,628/mo
▼ 0.25% · 3.875%
HK$125,969
−HK$3,338/mo
Today · 4.125%
HK$129,307
baseline
▲ 0.50% · 4.625%
HK$136,123
+HK$6,816/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$258,614/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,781
−HK$8,891/mo
▼ 0.25% · 3.875%
HK$146,191
−HK$4,481/mo
Today · 4.125%
HK$150,672
baseline
▲ 0.50% · 4.625%
HK$159,840
+HK$9,168/mo
Deposit HK$3.45M · loan HK$31.09M · min. income ≈ HK$301,344/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,730
−HK$8,522/mo
▼ 0.25% · 3.875%
HK$161,960
−HK$4,292/mo
Today · 4.125%
HK$166,252
baseline
▲ 0.50% · 4.625%
HK$175,015
+HK$8,763/mo
Deposit HK$3.45M · loan HK$31.09M · min. income ≈ HK$332,504/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,086 · Scale 2, in force from 26 Feb 2026)