LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,769
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,219
−HK$2,489/mo
Today · 4.125%
HK$83,708
baseline
▲ 0.50% · 4.625%
HK$88,801
+HK$5,093/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$167,416/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,468,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,629
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$89,979
−HK$2,385/mo
Today · 4.125%
HK$92,364
baseline
▲ 0.50% · 4.625%
HK$97,232
+HK$4,868/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$184,728/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,468,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,522
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$97,462
−HK$2,988/mo
Today · 4.125%
HK$100,450
baseline
▲ 0.50% · 4.625%
HK$106,562
+HK$6,112/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$200,900/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,155
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$107,975
−HK$2,861/mo
Today · 4.125%
HK$110,836
baseline
▲ 0.50% · 4.625%
HK$116,679
+HK$5,843/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$221,672/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,276
−HK$6,915/mo
▼ 0.25% · 3.875%
HK$113,706
−HK$3,485/mo
Today · 4.125%
HK$117,191
baseline
▲ 0.50% · 4.625%
HK$124,322
+HK$7,131/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$234,382/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,681
−HK$6,628/mo
▼ 0.25% · 3.875%
HK$125,971
−HK$3,338/mo
Today · 4.125%
HK$129,309
baseline
▲ 0.50% · 4.625%
HK$136,125
+HK$6,816/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$258,618/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,783
−HK$8,892/mo
▼ 0.25% · 3.875%
HK$146,194
−HK$4,481/mo
Today · 4.125%
HK$150,675
baseline
▲ 0.50% · 4.625%
HK$159,843
+HK$9,168/mo
Deposit HK$3.45M · loan HK$31.09M · min. income ≈ HK$301,350/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,733
−HK$8,521/mo
▼ 0.25% · 3.875%
HK$161,963
−HK$4,291/mo
Today · 4.125%
HK$166,254
baseline
▲ 0.50% · 4.625%
HK$175,018
+HK$8,764/mo
Deposit HK$3.45M · loan HK$31.09M · min. income ≈ HK$332,508/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,109 · Scale 2, in force from 26 Feb 2026)