LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,774
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,224
−HK$2,490/mo
Today · 4.125%
HK$83,714
baseline
▲ 0.50% · 4.625%
HK$88,807
+HK$5,093/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$167,428/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,468,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,635
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$89,985
−HK$2,385/mo
Today · 4.125%
HK$92,370
baseline
▲ 0.50% · 4.625%
HK$97,239
+HK$4,869/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$184,740/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,468,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,529
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$97,469
−HK$2,987/mo
Today · 4.125%
HK$100,456
baseline
▲ 0.50% · 4.625%
HK$106,569
+HK$6,113/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$200,912/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,162
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$107,982
−HK$2,862/mo
Today · 4.125%
HK$110,844
baseline
▲ 0.50% · 4.625%
HK$116,686
+HK$5,842/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$221,688/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,283
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$113,714
−HK$3,485/mo
Today · 4.125%
HK$117,199
baseline
▲ 0.50% · 4.625%
HK$124,330
+HK$7,131/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$234,398/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,689
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$125,980
−HK$3,338/mo
Today · 4.125%
HK$129,318
baseline
▲ 0.50% · 4.625%
HK$136,134
+HK$6,816/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$258,636/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,793
−HK$8,892/mo
▼ 0.25% · 3.875%
HK$146,203
−HK$4,482/mo
Today · 4.125%
HK$150,685
baseline
▲ 0.50% · 4.625%
HK$159,853
+HK$9,168/mo
Deposit HK$3.45M · loan HK$31.09M · min. income ≈ HK$301,370/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,743
−HK$8,522/mo
▼ 0.25% · 3.875%
HK$161,974
−HK$4,291/mo
Today · 4.125%
HK$166,265
baseline
▲ 0.50% · 4.625%
HK$175,030
+HK$8,765/mo
Deposit HK$3.45M · loan HK$31.09M · min. income ≈ HK$332,530/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,207 · Scale 2, in force from 26 Feb 2026)