LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,774
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,225
−HK$2,489/mo
Today · 4.125%
HK$83,714
baseline
▲ 0.50% · 4.625%
HK$88,808
+HK$5,094/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$167,428/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,468,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,636
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,986
−HK$2,384/mo
Today · 4.125%
HK$92,370
baseline
▲ 0.50% · 4.625%
HK$97,239
+HK$4,869/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$184,740/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,468,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,529
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$97,470
−HK$2,987/mo
Today · 4.125%
HK$100,457
baseline
▲ 0.50% · 4.625%
HK$106,570
+HK$6,113/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$200,914/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,163
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$107,983
−HK$2,862/mo
Today · 4.125%
HK$110,845
baseline
▲ 0.50% · 4.625%
HK$116,687
+HK$5,842/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$221,690/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,284
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$113,715
−HK$3,485/mo
Today · 4.125%
HK$117,200
baseline
▲ 0.50% · 4.625%
HK$124,331
+HK$7,131/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$234,400/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,690
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$125,981
−HK$3,338/mo
Today · 4.125%
HK$129,319
baseline
▲ 0.50% · 4.625%
HK$136,135
+HK$6,816/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$258,638/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,794
−HK$8,892/mo
▼ 0.25% · 3.875%
HK$146,205
−HK$4,481/mo
Today · 4.125%
HK$150,686
baseline
▲ 0.50% · 4.625%
HK$159,855
+HK$9,169/mo
Deposit HK$3.45M · loan HK$31.09M · min. income ≈ HK$301,372/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,744
−HK$8,523/mo
▼ 0.25% · 3.875%
HK$161,975
−HK$4,292/mo
Today · 4.125%
HK$166,267
baseline
▲ 0.50% · 4.625%
HK$175,031
+HK$8,764/mo
Deposit HK$3.45M · loan HK$31.09M · min. income ≈ HK$332,534/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,219 · Scale 2, in force from 26 Feb 2026)