LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,778
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,228
−HK$2,490/mo
Today · 4.125%
HK$83,718
baseline
▲ 0.50% · 4.625%
HK$88,812
+HK$5,094/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$167,436/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,468,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,639
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$89,990
−HK$2,384/mo
Today · 4.125%
HK$92,374
baseline
▲ 0.50% · 4.625%
HK$97,243
+HK$4,869/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$184,748/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,468,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,533
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$97,474
−HK$2,987/mo
Today · 4.125%
HK$100,461
baseline
▲ 0.50% · 4.625%
HK$106,574
+HK$6,113/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$200,922/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,167
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$107,988
−HK$2,861/mo
Today · 4.125%
HK$110,849
baseline
▲ 0.50% · 4.625%
HK$116,692
+HK$5,843/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$221,698/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,289
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$113,719
−HK$3,486/mo
Today · 4.125%
HK$117,205
baseline
▲ 0.50% · 4.625%
HK$124,336
+HK$7,131/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$234,410/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,695
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$125,986
−HK$3,338/mo
Today · 4.125%
HK$129,324
baseline
▲ 0.50% · 4.625%
HK$136,141
+HK$6,817/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$258,648/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,800
−HK$8,892/mo
▼ 0.25% · 3.875%
HK$146,211
−HK$4,481/mo
Today · 4.125%
HK$150,692
baseline
▲ 0.50% · 4.625%
HK$159,861
+HK$9,169/mo
Deposit HK$3.45M · loan HK$31.09M · min. income ≈ HK$301,384/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,751
−HK$8,523/mo
▼ 0.25% · 3.875%
HK$161,982
−HK$4,292/mo
Today · 4.125%
HK$166,274
baseline
▲ 0.50% · 4.625%
HK$175,038
+HK$8,764/mo
Deposit HK$3.45M · loan HK$31.09M · min. income ≈ HK$332,548/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,278 · Scale 2, in force from 26 Feb 2026)