LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,781
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,231
−HK$2,490/mo
Today · 4.125%
HK$83,721
baseline
▲ 0.50% · 4.625%
HK$88,815
+HK$5,094/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$167,442/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,468,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,643
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$89,993
−HK$2,385/mo
Today · 4.125%
HK$92,378
baseline
▲ 0.50% · 4.625%
HK$97,247
+HK$4,869/mo
Deposit HK$17.27M · loan HK$17.27M · min. income ≈ HK$184,756/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,468,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,537
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$97,477
−HK$2,988/mo
Today · 4.125%
HK$100,465
baseline
▲ 0.50% · 4.625%
HK$106,578
+HK$6,113/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$200,930/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,171
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$107,992
−HK$2,861/mo
Today · 4.125%
HK$110,853
baseline
▲ 0.50% · 4.625%
HK$116,697
+HK$5,844/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$221,706/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,293
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$113,724
−HK$3,485/mo
Today · 4.125%
HK$117,209
baseline
▲ 0.50% · 4.625%
HK$124,341
+HK$7,132/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$234,418/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,700
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$125,991
−HK$3,338/mo
Today · 4.125%
HK$129,329
baseline
▲ 0.50% · 4.625%
HK$136,146
+HK$6,817/mo
Deposit HK$10.36M · loan HK$24.18M · min. income ≈ HK$258,658/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,805
−HK$8,893/mo
▼ 0.25% · 3.875%
HK$146,216
−HK$4,482/mo
Today · 4.125%
HK$150,698
baseline
▲ 0.50% · 4.625%
HK$159,867
+HK$9,169/mo
Deposit HK$3.45M · loan HK$31.09M · min. income ≈ HK$301,396/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,757
−HK$8,523/mo
▼ 0.25% · 3.875%
HK$161,988
−HK$4,292/mo
Today · 4.125%
HK$166,280
baseline
▲ 0.50% · 4.625%
HK$175,045
+HK$8,765/mo
Deposit HK$3.45M · loan HK$31.09M · min. income ≈ HK$332,560/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,335 · Scale 2, in force from 26 Feb 2026)