LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,791
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$81,242
−HK$2,490/mo
Today · 4.125%
HK$83,732
baseline
▲ 0.50% · 4.625%
HK$88,827
+HK$5,095/mo
Deposit HK$17.28M · loan HK$17.28M · min. income ≈ HK$167,464/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,468,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,655
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$90,006
−HK$2,384/mo
Today · 4.125%
HK$92,390
baseline
▲ 0.50% · 4.625%
HK$97,260
+HK$4,870/mo
Deposit HK$17.28M · loan HK$17.28M · min. income ≈ HK$184,780/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,468,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,550
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,491
−HK$2,988/mo
Today · 4.125%
HK$100,479
baseline
▲ 0.50% · 4.625%
HK$106,593
+HK$6,114/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$200,958/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,186
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$108,007
−HK$2,861/mo
Today · 4.125%
HK$110,868
baseline
▲ 0.50% · 4.625%
HK$116,712
+HK$5,844/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$221,736/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,308
−HK$6,917/mo
▼ 0.25% · 3.875%
HK$113,739
−HK$3,486/mo
Today · 4.125%
HK$117,225
baseline
▲ 0.50% · 4.625%
HK$124,358
+HK$7,133/mo
Deposit HK$10.37M · loan HK$24.19M · min. income ≈ HK$234,450/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,717
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$126,008
−HK$3,339/mo
Today · 4.125%
HK$129,347
baseline
▲ 0.50% · 4.625%
HK$136,165
+HK$6,818/mo
Deposit HK$10.37M · loan HK$24.19M · min. income ≈ HK$258,694/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,468,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,825
−HK$8,893/mo
▼ 0.25% · 3.875%
HK$146,236
−HK$4,482/mo
Today · 4.125%
HK$150,718
baseline
▲ 0.50% · 4.625%
HK$159,889
+HK$9,171/mo
Deposit HK$3.46M · loan HK$31.10M · min. income ≈ HK$301,436/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,778
−HK$8,525/mo
▼ 0.25% · 3.875%
HK$162,010
−HK$4,293/mo
Today · 4.125%
HK$166,303
baseline
▲ 0.50% · 4.625%
HK$175,069
+HK$8,766/mo
Deposit HK$3.46M · loan HK$31.10M · min. income ≈ HK$332,606/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,535 · Scale 2, in force from 26 Feb 2026)