LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,796
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,248
−HK$2,490/mo
Today · 4.125%
HK$83,738
baseline
▲ 0.50% · 4.625%
HK$88,833
+HK$5,095/mo
Deposit HK$17.28M · loan HK$17.28M · min. income ≈ HK$167,476/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,468,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,660
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$90,011
−HK$2,385/mo
Today · 4.125%
HK$92,396
baseline
▲ 0.50% · 4.625%
HK$97,267
+HK$4,871/mo
Deposit HK$17.28M · loan HK$17.28M · min. income ≈ HK$184,792/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,468,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,556
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,497
−HK$2,988/mo
Today · 4.125%
HK$100,485
baseline
▲ 0.50% · 4.625%
HK$106,600
+HK$6,115/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$200,970/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,192
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$108,014
−HK$2,862/mo
Today · 4.125%
HK$110,876
baseline
▲ 0.50% · 4.625%
HK$116,720
+HK$5,844/mo
Deposit HK$13.82M · loan HK$20.73M · min. income ≈ HK$221,752/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,315
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$113,747
−HK$3,486/mo
Today · 4.125%
HK$117,233
baseline
▲ 0.50% · 4.625%
HK$124,366
+HK$7,133/mo
Deposit HK$10.37M · loan HK$24.19M · min. income ≈ HK$234,466/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,468,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,724
−HK$6,631/mo
▼ 0.25% · 3.875%
HK$126,016
−HK$3,339/mo
Today · 4.125%
HK$129,355
baseline
▲ 0.50% · 4.625%
HK$136,173
+HK$6,818/mo
Deposit HK$10.37M · loan HK$24.19M · min. income ≈ HK$258,710/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,468,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,834
−HK$8,894/mo
▼ 0.25% · 3.875%
HK$146,246
−HK$4,482/mo
Today · 4.125%
HK$150,728
baseline
▲ 0.50% · 4.625%
HK$159,899
+HK$9,171/mo
Deposit HK$3.46M · loan HK$31.10M · min. income ≈ HK$301,456/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,789
−HK$8,524/mo
▼ 0.25% · 3.875%
HK$162,020
−HK$4,293/mo
Today · 4.125%
HK$166,313
baseline
▲ 0.50% · 4.625%
HK$175,080
+HK$8,767/mo
Deposit HK$3.46M · loan HK$31.10M · min. income ≈ HK$332,626/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,629 · Scale 2, in force from 26 Feb 2026)