LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,803
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$81,254
−HK$2,490/mo
Today · 4.125%
HK$83,744
baseline
▲ 0.50% · 4.625%
HK$88,840
+HK$5,096/mo
Deposit HK$17.28M · loan HK$17.28M · min. income ≈ HK$167,488/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,468,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,667
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$90,018
−HK$2,385/mo
Today · 4.125%
HK$92,403
baseline
▲ 0.50% · 4.625%
HK$97,274
+HK$4,871/mo
Deposit HK$17.28M · loan HK$17.28M · min. income ≈ HK$184,806/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,468,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,563
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$97,505
−HK$2,988/mo
Today · 4.125%
HK$100,493
baseline
▲ 0.50% · 4.625%
HK$106,608
+HK$6,115/mo
Deposit HK$13.82M · loan HK$20.74M · min. income ≈ HK$200,986/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,200
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$108,022
−HK$2,862/mo
Today · 4.125%
HK$110,884
baseline
▲ 0.50% · 4.625%
HK$116,729
+HK$5,845/mo
Deposit HK$13.82M · loan HK$20.74M · min. income ≈ HK$221,768/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,324
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$113,755
−HK$3,487/mo
Today · 4.125%
HK$117,242
baseline
▲ 0.50% · 4.625%
HK$124,376
+HK$7,134/mo
Deposit HK$10.37M · loan HK$24.19M · min. income ≈ HK$234,484/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,468,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,734
−HK$6,631/mo
▼ 0.25% · 3.875%
HK$126,026
−HK$3,339/mo
Today · 4.125%
HK$129,365
baseline
▲ 0.50% · 4.625%
HK$136,184
+HK$6,819/mo
Deposit HK$10.37M · loan HK$24.19M · min. income ≈ HK$258,730/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,468,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,845
−HK$8,894/mo
▼ 0.25% · 3.875%
HK$146,257
−HK$4,482/mo
Today · 4.125%
HK$150,739
baseline
▲ 0.50% · 4.625%
HK$159,912
+HK$9,173/mo
Deposit HK$3.46M · loan HK$31.10M · min. income ≈ HK$301,478/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,801
−HK$8,525/mo
▼ 0.25% · 3.875%
HK$162,033
−HK$4,293/mo
Today · 4.125%
HK$166,326
baseline
▲ 0.50% · 4.625%
HK$175,093
+HK$8,767/mo
Deposit HK$3.46M · loan HK$31.10M · min. income ≈ HK$332,652/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,742 · Scale 2, in force from 26 Feb 2026)