LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,808
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$81,259
−HK$2,490/mo
Today · 4.125%
HK$83,749
baseline
▲ 0.50% · 4.625%
HK$88,845
+HK$5,096/mo
Deposit HK$17.28M · loan HK$17.28M · min. income ≈ HK$167,498/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,468,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,673
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$90,024
−HK$2,385/mo
Today · 4.125%
HK$92,409
baseline
▲ 0.50% · 4.625%
HK$97,280
+HK$4,871/mo
Deposit HK$17.28M · loan HK$17.28M · min. income ≈ HK$184,818/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,468,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,569
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$97,511
−HK$2,988/mo
Today · 4.125%
HK$100,499
baseline
▲ 0.50% · 4.625%
HK$106,614
+HK$6,115/mo
Deposit HK$13.82M · loan HK$20.74M · min. income ≈ HK$200,998/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,207
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$108,029
−HK$2,862/mo
Today · 4.125%
HK$110,891
baseline
▲ 0.50% · 4.625%
HK$116,736
+HK$5,845/mo
Deposit HK$13.82M · loan HK$20.74M · min. income ≈ HK$221,782/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,331
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$113,762
−HK$3,487/mo
Today · 4.125%
HK$117,249
baseline
▲ 0.50% · 4.625%
HK$124,384
+HK$7,135/mo
Deposit HK$10.37M · loan HK$24.19M · min. income ≈ HK$234,498/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,468,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,742
−HK$6,631/mo
▼ 0.25% · 3.875%
HK$126,033
−HK$3,340/mo
Today · 4.125%
HK$129,373
baseline
▲ 0.50% · 4.625%
HK$136,192
+HK$6,819/mo
Deposit HK$10.37M · loan HK$24.19M · min. income ≈ HK$258,746/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,468,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,854
−HK$8,895/mo
▼ 0.25% · 3.875%
HK$146,266
−HK$4,483/mo
Today · 4.125%
HK$150,749
baseline
▲ 0.50% · 4.625%
HK$159,922
+HK$9,173/mo
Deposit HK$3.46M · loan HK$31.10M · min. income ≈ HK$301,498/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,811
−HK$8,526/mo
▼ 0.25% · 3.875%
HK$162,043
−HK$4,294/mo
Today · 4.125%
HK$166,337
baseline
▲ 0.50% · 4.625%
HK$175,104
+HK$8,767/mo
Deposit HK$3.46M · loan HK$31.10M · min. income ≈ HK$332,674/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,468,835 · Scale 2, in force from 26 Feb 2026)