LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,816
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,267
−HK$2,491/mo
Today · 4.125%
HK$83,758
baseline
▲ 0.50% · 4.625%
HK$88,854
+HK$5,096/mo
Deposit HK$17.28M · loan HK$17.28M · min. income ≈ HK$167,516/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,468,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,681
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$90,033
−HK$2,386/mo
Today · 4.125%
HK$92,419
baseline
▲ 0.50% · 4.625%
HK$97,290
+HK$4,871/mo
Deposit HK$17.28M · loan HK$17.28M · min. income ≈ HK$184,838/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,468,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,579
−HK$5,931/mo
▼ 0.25% · 3.875%
HK$97,521
−HK$2,989/mo
Today · 4.125%
HK$100,510
baseline
▲ 0.50% · 4.625%
HK$106,625
+HK$6,115/mo
Deposit HK$13.83M · loan HK$20.74M · min. income ≈ HK$201,020/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,218
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$108,040
−HK$2,862/mo
Today · 4.125%
HK$110,902
baseline
▲ 0.50% · 4.625%
HK$116,748
+HK$5,846/mo
Deposit HK$13.83M · loan HK$20.74M · min. income ≈ HK$221,804/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,468,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,342
−HK$6,919/mo
▼ 0.25% · 3.875%
HK$113,774
−HK$3,487/mo
Today · 4.125%
HK$117,261
baseline
▲ 0.50% · 4.625%
HK$124,396
+HK$7,135/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$234,522/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,468,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,754
−HK$6,632/mo
▼ 0.25% · 3.875%
HK$126,046
−HK$3,340/mo
Today · 4.125%
HK$129,386
baseline
▲ 0.50% · 4.625%
HK$136,206
+HK$6,820/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$258,772/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,468,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,868
−HK$8,896/mo
▼ 0.25% · 3.875%
HK$146,281
−HK$4,483/mo
Today · 4.125%
HK$150,764
baseline
▲ 0.50% · 4.625%
HK$159,938
+HK$9,174/mo
Deposit HK$3.46M · loan HK$31.11M · min. income ≈ HK$301,528/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,468,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,827
−HK$8,527/mo
▼ 0.25% · 3.875%
HK$162,060
−HK$4,294/mo
Today · 4.125%
HK$166,354
baseline
▲ 0.50% · 4.625%
HK$175,122
+HK$8,768/mo
Deposit HK$3.46M · loan HK$31.11M · min. income ≈ HK$332,708/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,468,984 · Scale 2, in force from 26 Feb 2026)