LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,823
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$81,275
−HK$2,491/mo
Today · 4.125%
HK$83,766
baseline
▲ 0.50% · 4.625%
HK$88,863
+HK$5,097/mo
Deposit HK$17.28M · loan HK$17.28M · min. income ≈ HK$167,532/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,469,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,690
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$90,042
−HK$2,386/mo
Today · 4.125%
HK$92,428
baseline
▲ 0.50% · 4.625%
HK$97,300
+HK$4,872/mo
Deposit HK$17.28M · loan HK$17.28M · min. income ≈ HK$184,856/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,469,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,588
−HK$5,931/mo
▼ 0.25% · 3.875%
HK$97,530
−HK$2,989/mo
Today · 4.125%
HK$100,519
baseline
▲ 0.50% · 4.625%
HK$106,636
+HK$6,117/mo
Deposit HK$13.83M · loan HK$20.74M · min. income ≈ HK$201,038/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,228
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$108,050
−HK$2,863/mo
Today · 4.125%
HK$110,913
baseline
▲ 0.50% · 4.625%
HK$116,760
+HK$5,847/mo
Deposit HK$13.83M · loan HK$20.74M · min. income ≈ HK$221,826/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,352
−HK$6,921/mo
▼ 0.25% · 3.875%
HK$113,785
−HK$3,488/mo
Today · 4.125%
HK$117,273
baseline
▲ 0.50% · 4.625%
HK$124,408
+HK$7,135/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$234,546/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,766
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$126,059
−HK$3,340/mo
Today · 4.125%
HK$129,399
baseline
▲ 0.50% · 4.625%
HK$136,219
+HK$6,820/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$258,798/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,882
−HK$8,897/mo
▼ 0.25% · 3.875%
HK$146,295
−HK$4,484/mo
Today · 4.125%
HK$150,779
baseline
▲ 0.50% · 4.625%
HK$159,953
+HK$9,174/mo
Deposit HK$3.46M · loan HK$31.11M · min. income ≈ HK$301,558/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,842
−HK$8,528/mo
▼ 0.25% · 3.875%
HK$162,075
−HK$4,295/mo
Today · 4.125%
HK$166,370
baseline
▲ 0.50% · 4.625%
HK$175,139
+HK$8,769/mo
Deposit HK$3.46M · loan HK$31.11M · min. income ≈ HK$332,740/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,127 · Scale 2, in force from 26 Feb 2026)