LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,834
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$81,286
−HK$2,492/mo
Today · 4.125%
HK$83,778
baseline
▲ 0.50% · 4.625%
HK$88,875
+HK$5,097/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$167,556/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,702
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$90,054
−HK$2,386/mo
Today · 4.125%
HK$92,440
baseline
▲ 0.50% · 4.625%
HK$97,313
+HK$4,873/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$184,880/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,601
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$97,544
−HK$2,989/mo
Today · 4.125%
HK$100,533
baseline
▲ 0.50% · 4.625%
HK$106,650
+HK$6,117/mo
Deposit HK$13.83M · loan HK$20.74M · min. income ≈ HK$201,066/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,243
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$108,065
−HK$2,863/mo
Today · 4.125%
HK$110,928
baseline
▲ 0.50% · 4.625%
HK$116,776
+HK$5,848/mo
Deposit HK$13.83M · loan HK$20.74M · min. income ≈ HK$221,856/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,368
−HK$6,921/mo
▼ 0.25% · 3.875%
HK$113,801
−HK$3,488/mo
Today · 4.125%
HK$117,289
baseline
▲ 0.50% · 4.625%
HK$124,426
+HK$7,137/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$234,578/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,783
−HK$6,634/mo
▼ 0.25% · 3.875%
HK$126,076
−HK$3,341/mo
Today · 4.125%
HK$129,417
baseline
▲ 0.50% · 4.625%
HK$136,238
+HK$6,821/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$258,834/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,901
−HK$8,899/mo
▼ 0.25% · 3.875%
HK$146,315
−HK$4,485/mo
Today · 4.125%
HK$150,800
baseline
▲ 0.50% · 4.625%
HK$159,976
+HK$9,176/mo
Deposit HK$3.46M · loan HK$31.12M · min. income ≈ HK$301,600/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,864
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$162,098
−HK$4,295/mo
Today · 4.125%
HK$166,393
baseline
▲ 0.50% · 4.625%
HK$175,164
+HK$8,771/mo
Deposit HK$3.46M · loan HK$31.12M · min. income ≈ HK$332,786/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,330 · Scale 2, in force from 26 Feb 2026)