LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,836
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$81,288
−HK$2,492/mo
Today · 4.125%
HK$83,780
baseline
▲ 0.50% · 4.625%
HK$88,878
+HK$5,098/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$167,560/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,704
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$90,057
−HK$2,386/mo
Today · 4.125%
HK$92,443
baseline
▲ 0.50% · 4.625%
HK$97,316
+HK$4,873/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$184,886/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,603
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$97,546
−HK$2,990/mo
Today · 4.125%
HK$100,536
baseline
▲ 0.50% · 4.625%
HK$106,653
+HK$6,117/mo
Deposit HK$13.83M · loan HK$20.74M · min. income ≈ HK$201,072/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,245
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,068
−HK$2,863/mo
Today · 4.125%
HK$110,931
baseline
▲ 0.50% · 4.625%
HK$116,779
+HK$5,848/mo
Deposit HK$13.83M · loan HK$20.74M · min. income ≈ HK$221,862/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,371
−HK$6,921/mo
▼ 0.25% · 3.875%
HK$113,804
−HK$3,488/mo
Today · 4.125%
HK$117,292
baseline
▲ 0.50% · 4.625%
HK$124,429
+HK$7,137/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$234,584/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,786
−HK$6,634/mo
▼ 0.25% · 3.875%
HK$126,079
−HK$3,341/mo
Today · 4.125%
HK$129,420
baseline
▲ 0.50% · 4.625%
HK$136,242
+HK$6,822/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$258,840/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,905
−HK$8,899/mo
▼ 0.25% · 3.875%
HK$146,319
−HK$4,485/mo
Today · 4.125%
HK$150,804
baseline
▲ 0.50% · 4.625%
HK$159,980
+HK$9,176/mo
Deposit HK$3.46M · loan HK$31.12M · min. income ≈ HK$301,608/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,868
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$162,102
−HK$4,295/mo
Today · 4.125%
HK$166,397
baseline
▲ 0.50% · 4.625%
HK$175,168
+HK$8,771/mo
Deposit HK$3.46M · loan HK$31.12M · min. income ≈ HK$332,794/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,367 · Scale 2, in force from 26 Feb 2026)