LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,837
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$81,289
−HK$2,491/mo
Today · 4.125%
HK$83,780
baseline
▲ 0.50% · 4.625%
HK$88,878
+HK$5,098/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$167,560/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,705
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$90,057
−HK$2,386/mo
Today · 4.125%
HK$92,443
baseline
▲ 0.50% · 4.625%
HK$97,316
+HK$4,873/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$184,886/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,604
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$97,547
−HK$2,990/mo
Today · 4.125%
HK$100,537
baseline
▲ 0.50% · 4.625%
HK$106,654
+HK$6,117/mo
Deposit HK$13.83M · loan HK$20.74M · min. income ≈ HK$201,074/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,246
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,069
−HK$2,863/mo
Today · 4.125%
HK$110,932
baseline
▲ 0.50% · 4.625%
HK$116,780
+HK$5,848/mo
Deposit HK$13.83M · loan HK$20.74M · min. income ≈ HK$221,864/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,371
−HK$6,922/mo
▼ 0.25% · 3.875%
HK$113,805
−HK$3,488/mo
Today · 4.125%
HK$117,293
baseline
▲ 0.50% · 4.625%
HK$124,430
+HK$7,137/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$234,586/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,787
−HK$6,634/mo
▼ 0.25% · 3.875%
HK$126,080
−HK$3,341/mo
Today · 4.125%
HK$129,421
baseline
▲ 0.50% · 4.625%
HK$136,243
+HK$6,822/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$258,842/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,906
−HK$8,899/mo
▼ 0.25% · 3.875%
HK$146,320
−HK$4,485/mo
Today · 4.125%
HK$150,805
baseline
▲ 0.50% · 4.625%
HK$159,981
+HK$9,176/mo
Deposit HK$3.46M · loan HK$31.12M · min. income ≈ HK$301,610/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,869
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$162,103
−HK$4,295/mo
Today · 4.125%
HK$166,398
baseline
▲ 0.50% · 4.625%
HK$175,169
+HK$8,771/mo
Deposit HK$3.46M · loan HK$31.12M · min. income ≈ HK$332,796/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,379 · Scale 2, in force from 26 Feb 2026)