LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,841
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$81,293
−HK$2,492/mo
Today · 4.125%
HK$83,785
baseline
▲ 0.50% · 4.625%
HK$88,883
+HK$5,098/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$167,570/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,709
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$90,062
−HK$2,386/mo
Today · 4.125%
HK$92,448
baseline
▲ 0.50% · 4.625%
HK$97,321
+HK$4,873/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$184,896/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,609
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$97,552
−HK$2,990/mo
Today · 4.125%
HK$100,542
baseline
▲ 0.50% · 4.625%
HK$106,659
+HK$6,117/mo
Deposit HK$13.83M · loan HK$20.75M · min. income ≈ HK$201,084/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,251
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,074
−HK$2,864/mo
Today · 4.125%
HK$110,938
baseline
▲ 0.50% · 4.625%
HK$116,785
+HK$5,847/mo
Deposit HK$13.83M · loan HK$20.75M · min. income ≈ HK$221,876/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,377
−HK$6,921/mo
▼ 0.25% · 3.875%
HK$113,810
−HK$3,488/mo
Today · 4.125%
HK$117,298
baseline
▲ 0.50% · 4.625%
HK$124,436
+HK$7,138/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$234,596/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,793
−HK$6,634/mo
▼ 0.25% · 3.875%
HK$126,086
−HK$3,341/mo
Today · 4.125%
HK$129,427
baseline
▲ 0.50% · 4.625%
HK$136,250
+HK$6,823/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$258,854/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,913
−HK$8,899/mo
▼ 0.25% · 3.875%
HK$146,327
−HK$4,485/mo
Today · 4.125%
HK$150,812
baseline
▲ 0.50% · 4.625%
HK$159,989
+HK$9,177/mo
Deposit HK$3.46M · loan HK$31.12M · min. income ≈ HK$301,624/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,877
−HK$8,530/mo
▼ 0.25% · 3.875%
HK$162,111
−HK$4,296/mo
Today · 4.125%
HK$166,407
baseline
▲ 0.50% · 4.625%
HK$175,178
+HK$8,771/mo
Deposit HK$3.46M · loan HK$31.12M · min. income ≈ HK$332,814/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,452 · Scale 2, in force from 26 Feb 2026)