LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,842
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$81,294
−HK$2,492/mo
Today · 4.125%
HK$83,786
baseline
▲ 0.50% · 4.625%
HK$88,884
+HK$5,098/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$167,572/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,711
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$90,063
−HK$2,387/mo
Today · 4.125%
HK$92,450
baseline
▲ 0.50% · 4.625%
HK$97,323
+HK$4,873/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$184,900/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,610
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$97,553
−HK$2,990/mo
Today · 4.125%
HK$100,543
baseline
▲ 0.50% · 4.625%
HK$106,661
+HK$6,118/mo
Deposit HK$13.83M · loan HK$20.75M · min. income ≈ HK$201,086/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,253
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,076
−HK$2,864/mo
Today · 4.125%
HK$110,940
baseline
▲ 0.50% · 4.625%
HK$116,787
+HK$5,847/mo
Deposit HK$13.83M · loan HK$20.75M · min. income ≈ HK$221,880/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,379
−HK$6,922/mo
▼ 0.25% · 3.875%
HK$113,812
−HK$3,489/mo
Today · 4.125%
HK$117,301
baseline
▲ 0.50% · 4.625%
HK$124,438
+HK$7,137/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$234,602/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,795
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$126,089
−HK$3,341/mo
Today · 4.125%
HK$129,430
baseline
▲ 0.50% · 4.625%
HK$136,252
+HK$6,822/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$258,860/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,916
−HK$8,899/mo
▼ 0.25% · 3.875%
HK$146,330
−HK$4,485/mo
Today · 4.125%
HK$150,815
baseline
▲ 0.50% · 4.625%
HK$159,992
+HK$9,177/mo
Deposit HK$3.46M · loan HK$31.12M · min. income ≈ HK$301,630/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,880
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$162,114
−HK$4,295/mo
Today · 4.125%
HK$166,409
baseline
▲ 0.50% · 4.625%
HK$175,181
+HK$8,772/mo
Deposit HK$3.46M · loan HK$31.12M · min. income ≈ HK$332,818/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,478 · Scale 2, in force from 26 Feb 2026)