LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,844
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$81,297
−HK$2,492/mo
Today · 4.125%
HK$83,789
baseline
▲ 0.50% · 4.625%
HK$88,887
+HK$5,098/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$167,578/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,714
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$90,066
−HK$2,387/mo
Today · 4.125%
HK$92,453
baseline
▲ 0.50% · 4.625%
HK$97,326
+HK$4,873/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$184,906/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,613
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$97,556
−HK$2,990/mo
Today · 4.125%
HK$100,546
baseline
▲ 0.50% · 4.625%
HK$106,664
+HK$6,118/mo
Deposit HK$13.83M · loan HK$20.75M · min. income ≈ HK$201,092/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,256
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,079
−HK$2,864/mo
Today · 4.125%
HK$110,943
baseline
▲ 0.50% · 4.625%
HK$116,791
+HK$5,848/mo
Deposit HK$13.83M · loan HK$20.75M · min. income ≈ HK$221,886/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,382
−HK$6,922/mo
▼ 0.25% · 3.875%
HK$113,816
−HK$3,488/mo
Today · 4.125%
HK$117,304
baseline
▲ 0.50% · 4.625%
HK$124,442
+HK$7,138/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$234,608/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,799
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$126,092
−HK$3,342/mo
Today · 4.125%
HK$129,434
baseline
▲ 0.50% · 4.625%
HK$136,256
+HK$6,822/mo
Deposit HK$10.37M · loan HK$24.20M · min. income ≈ HK$258,868/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,920
−HK$8,900/mo
▼ 0.25% · 3.875%
HK$146,334
−HK$4,486/mo
Today · 4.125%
HK$150,820
baseline
▲ 0.50% · 4.625%
HK$159,997
+HK$9,177/mo
Deposit HK$3.46M · loan HK$31.12M · min. income ≈ HK$301,640/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,884
−HK$8,531/mo
▼ 0.25% · 3.875%
HK$162,119
−HK$4,296/mo
Today · 4.125%
HK$166,415
baseline
▲ 0.50% · 4.625%
HK$175,186
+HK$8,771/mo
Deposit HK$3.46M · loan HK$31.12M · min. income ≈ HK$332,830/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,523 · Scale 2, in force from 26 Feb 2026)