LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,854
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$81,307
−HK$2,492/mo
Today · 4.125%
HK$83,799
baseline
▲ 0.50% · 4.625%
HK$88,898
+HK$5,099/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$167,598/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,725
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$90,077
−HK$2,387/mo
Today · 4.125%
HK$92,464
baseline
▲ 0.50% · 4.625%
HK$97,338
+HK$4,874/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$184,928/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,625
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,569
−HK$2,990/mo
Today · 4.125%
HK$100,559
baseline
▲ 0.50% · 4.625%
HK$106,678
+HK$6,119/mo
Deposit HK$13.83M · loan HK$20.75M · min. income ≈ HK$201,118/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,270
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,093
−HK$2,864/mo
Today · 4.125%
HK$110,957
baseline
▲ 0.50% · 4.625%
HK$116,806
+HK$5,849/mo
Deposit HK$13.83M · loan HK$20.75M · min. income ≈ HK$221,914/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,396
−HK$6,923/mo
▼ 0.25% · 3.875%
HK$113,830
−HK$3,489/mo
Today · 4.125%
HK$117,319
baseline
▲ 0.50% · 4.625%
HK$124,458
+HK$7,139/mo
Deposit HK$10.37M · loan HK$24.21M · min. income ≈ HK$234,638/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,815
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$126,108
−HK$3,342/mo
Today · 4.125%
HK$129,450
baseline
▲ 0.50% · 4.625%
HK$136,273
+HK$6,823/mo
Deposit HK$10.37M · loan HK$24.21M · min. income ≈ HK$258,900/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,469,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,938
−HK$8,901/mo
▼ 0.25% · 3.875%
HK$146,353
−HK$4,486/mo
Today · 4.125%
HK$150,839
baseline
▲ 0.50% · 4.625%
HK$160,017
+HK$9,178/mo
Deposit HK$3.46M · loan HK$31.12M · min. income ≈ HK$301,678/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,905
−HK$8,531/mo
▼ 0.25% · 3.875%
HK$162,139
−HK$4,297/mo
Today · 4.125%
HK$166,436
baseline
▲ 0.50% · 4.625%
HK$175,209
+HK$8,773/mo
Deposit HK$3.46M · loan HK$31.12M · min. income ≈ HK$332,872/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,709 · Scale 2, in force from 26 Feb 2026)