LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,864
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$81,317
−HK$2,492/mo
Today · 4.125%
HK$83,809
baseline
▲ 0.50% · 4.625%
HK$88,909
+HK$5,100/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$167,618/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,735
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$90,088
−HK$2,387/mo
Today · 4.125%
HK$92,475
baseline
▲ 0.50% · 4.625%
HK$97,350
+HK$4,875/mo
Deposit HK$17.29M · loan HK$17.29M · min. income ≈ HK$184,950/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,469,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,637
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,580
−HK$2,991/mo
Today · 4.125%
HK$100,571
baseline
▲ 0.50% · 4.625%
HK$106,691
+HK$6,120/mo
Deposit HK$13.83M · loan HK$20.75M · min. income ≈ HK$201,142/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,282
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$108,106
−HK$2,864/mo
Today · 4.125%
HK$110,970
baseline
▲ 0.50% · 4.625%
HK$116,820
+HK$5,850/mo
Deposit HK$13.83M · loan HK$20.75M · min. income ≈ HK$221,940/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,469,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,409
−HK$6,924/mo
▼ 0.25% · 3.875%
HK$113,844
−HK$3,489/mo
Today · 4.125%
HK$117,333
baseline
▲ 0.50% · 4.625%
HK$124,473
+HK$7,140/mo
Deposit HK$10.38M · loan HK$24.21M · min. income ≈ HK$234,666/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,469,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,829
−HK$6,637/mo
▼ 0.25% · 3.875%
HK$126,124
−HK$3,342/mo
Today · 4.125%
HK$129,466
baseline
▲ 0.50% · 4.625%
HK$136,290
+HK$6,824/mo
Deposit HK$10.38M · loan HK$24.21M · min. income ≈ HK$258,932/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,469,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,955
−HK$8,902/mo
▼ 0.25% · 3.875%
HK$146,371
−HK$4,486/mo
Today · 4.125%
HK$150,857
baseline
▲ 0.50% · 4.625%
HK$160,036
+HK$9,179/mo
Deposit HK$3.46M · loan HK$31.13M · min. income ≈ HK$301,714/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,924
−HK$8,532/mo
▼ 0.25% · 3.875%
HK$162,159
−HK$4,297/mo
Today · 4.125%
HK$166,456
baseline
▲ 0.50% · 4.625%
HK$175,230
+HK$8,774/mo
Deposit HK$3.46M · loan HK$31.13M · min. income ≈ HK$332,912/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,469,886 · Scale 2, in force from 26 Feb 2026)