LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,879
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$81,332
−HK$2,493/mo
Today · 4.125%
HK$83,825
baseline
▲ 0.50% · 4.625%
HK$88,926
+HK$5,101/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$167,650/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,752
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$90,105
−HK$2,388/mo
Today · 4.125%
HK$92,493
baseline
▲ 0.50% · 4.625%
HK$97,368
+HK$4,875/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$184,986/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,655
−HK$5,935/mo
▼ 0.25% · 3.875%
HK$97,599
−HK$2,991/mo
Today · 4.125%
HK$100,590
baseline
▲ 0.50% · 4.625%
HK$106,711
+HK$6,121/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$201,180/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,302
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$108,126
−HK$2,865/mo
Today · 4.125%
HK$110,991
baseline
▲ 0.50% · 4.625%
HK$116,842
+HK$5,851/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$221,982/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,430
−HK$6,925/mo
▼ 0.25% · 3.875%
HK$113,865
−HK$3,490/mo
Today · 4.125%
HK$117,355
baseline
▲ 0.50% · 4.625%
HK$124,496
+HK$7,141/mo
Deposit HK$10.38M · loan HK$24.21M · min. income ≈ HK$234,710/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,853
−HK$6,637/mo
▼ 0.25% · 3.875%
HK$126,148
−HK$3,342/mo
Today · 4.125%
HK$129,490
baseline
▲ 0.50% · 4.625%
HK$136,316
+HK$6,826/mo
Deposit HK$10.38M · loan HK$24.21M · min. income ≈ HK$258,980/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,982
−HK$8,903/mo
▼ 0.25% · 3.875%
HK$146,398
−HK$4,487/mo
Today · 4.125%
HK$150,885
baseline
▲ 0.50% · 4.625%
HK$160,066
+HK$9,181/mo
Deposit HK$3.46M · loan HK$31.13M · min. income ≈ HK$301,770/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,953
−HK$8,534/mo
▼ 0.25% · 3.875%
HK$162,190
−HK$4,297/mo
Today · 4.125%
HK$166,487
baseline
▲ 0.50% · 4.625%
HK$175,263
+HK$8,776/mo
Deposit HK$3.46M · loan HK$31.13M · min. income ≈ HK$332,974/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,165 · Scale 2, in force from 26 Feb 2026)