LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,882
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$81,336
−HK$2,493/mo
Today · 4.125%
HK$83,829
baseline
▲ 0.50% · 4.625%
HK$88,929
+HK$5,100/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$167,658/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,755
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,109
−HK$2,388/mo
Today · 4.125%
HK$92,497
baseline
▲ 0.50% · 4.625%
HK$97,372
+HK$4,875/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$184,994/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,658
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$97,603
−HK$2,991/mo
Today · 4.125%
HK$100,594
baseline
▲ 0.50% · 4.625%
HK$106,715
+HK$6,121/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$201,188/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,307
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$108,131
−HK$2,865/mo
Today · 4.125%
HK$110,996
baseline
▲ 0.50% · 4.625%
HK$116,847
+HK$5,851/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$221,992/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,435
−HK$6,925/mo
▼ 0.25% · 3.875%
HK$113,870
−HK$3,490/mo
Today · 4.125%
HK$117,360
baseline
▲ 0.50% · 4.625%
HK$124,501
+HK$7,141/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$234,720/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,858
−HK$6,637/mo
▼ 0.25% · 3.875%
HK$126,153
−HK$3,342/mo
Today · 4.125%
HK$129,495
baseline
▲ 0.50% · 4.625%
HK$136,321
+HK$6,826/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$258,990/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,988
−HK$8,904/mo
▼ 0.25% · 3.875%
HK$146,404
−HK$4,488/mo
Today · 4.125%
HK$150,892
baseline
▲ 0.50% · 4.625%
HK$160,073
+HK$9,181/mo
Deposit HK$3.46M · loan HK$31.13M · min. income ≈ HK$301,784/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,960
−HK$8,534/mo
▼ 0.25% · 3.875%
HK$162,196
−HK$4,298/mo
Today · 4.125%
HK$166,494
baseline
▲ 0.50% · 4.625%
HK$175,270
+HK$8,776/mo
Deposit HK$3.46M · loan HK$31.13M · min. income ≈ HK$332,988/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,224 · Scale 2, in force from 26 Feb 2026)