LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,884
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$81,338
−HK$2,493/mo
Today · 4.125%
HK$83,831
baseline
▲ 0.50% · 4.625%
HK$88,932
+HK$5,101/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$167,662/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,758
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$90,112
−HK$2,387/mo
Today · 4.125%
HK$92,499
baseline
▲ 0.50% · 4.625%
HK$97,375
+HK$4,876/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$184,998/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,661
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$97,606
−HK$2,991/mo
Today · 4.125%
HK$100,597
baseline
▲ 0.50% · 4.625%
HK$106,719
+HK$6,122/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$201,194/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,310
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$108,134
−HK$2,865/mo
Today · 4.125%
HK$110,999
baseline
▲ 0.50% · 4.625%
HK$116,850
+HK$5,851/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$221,998/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,438
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$113,873
−HK$3,491/mo
Today · 4.125%
HK$117,364
baseline
▲ 0.50% · 4.625%
HK$124,505
+HK$7,141/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$234,728/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,861
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$126,157
−HK$3,342/mo
Today · 4.125%
HK$129,499
baseline
▲ 0.50% · 4.625%
HK$136,325
+HK$6,826/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$258,998/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,992
−HK$8,904/mo
▼ 0.25% · 3.875%
HK$146,409
−HK$4,487/mo
Today · 4.125%
HK$150,896
baseline
▲ 0.50% · 4.625%
HK$160,078
+HK$9,182/mo
Deposit HK$3.46M · loan HK$31.14M · min. income ≈ HK$301,792/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,965
−HK$8,534/mo
▼ 0.25% · 3.875%
HK$162,201
−HK$4,298/mo
Today · 4.125%
HK$166,499
baseline
▲ 0.50% · 4.625%
HK$175,275
+HK$8,776/mo
Deposit HK$3.46M · loan HK$31.14M · min. income ≈ HK$332,998/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,269 · Scale 2, in force from 26 Feb 2026)