LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,885
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$81,339
−HK$2,493/mo
Today · 4.125%
HK$83,832
baseline
▲ 0.50% · 4.625%
HK$88,933
+HK$5,101/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$167,664/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,759
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,113
−HK$2,388/mo
Today · 4.125%
HK$92,501
baseline
▲ 0.50% · 4.625%
HK$97,376
+HK$4,875/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$185,002/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,662
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$97,607
−HK$2,992/mo
Today · 4.125%
HK$100,599
baseline
▲ 0.50% · 4.625%
HK$106,720
+HK$6,121/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$201,198/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,311
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$108,135
−HK$2,866/mo
Today · 4.125%
HK$111,001
baseline
▲ 0.50% · 4.625%
HK$116,852
+HK$5,851/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$222,002/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,440
−HK$6,925/mo
▼ 0.25% · 3.875%
HK$113,875
−HK$3,490/mo
Today · 4.125%
HK$117,365
baseline
▲ 0.50% · 4.625%
HK$124,506
+HK$7,141/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$234,730/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,863
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$126,158
−HK$3,343/mo
Today · 4.125%
HK$129,501
baseline
▲ 0.50% · 4.625%
HK$136,327
+HK$6,826/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$259,002/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,994
−HK$8,904/mo
▼ 0.25% · 3.875%
HK$146,411
−HK$4,487/mo
Today · 4.125%
HK$150,898
baseline
▲ 0.50% · 4.625%
HK$160,080
+HK$9,182/mo
Deposit HK$3.46M · loan HK$31.14M · min. income ≈ HK$301,796/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,967
−HK$8,534/mo
▼ 0.25% · 3.875%
HK$162,203
−HK$4,298/mo
Today · 4.125%
HK$166,501
baseline
▲ 0.50% · 4.625%
HK$175,278
+HK$8,777/mo
Deposit HK$3.46M · loan HK$31.14M · min. income ≈ HK$333,002/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,287 · Scale 2, in force from 26 Feb 2026)