LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,887
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$81,341
−HK$2,493/mo
Today · 4.125%
HK$83,834
baseline
▲ 0.50% · 4.625%
HK$88,935
+HK$5,101/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$167,668/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,761
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,115
−HK$2,388/mo
Today · 4.125%
HK$92,503
baseline
▲ 0.50% · 4.625%
HK$97,378
+HK$4,875/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$185,006/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,665
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$97,609
−HK$2,992/mo
Today · 4.125%
HK$100,601
baseline
▲ 0.50% · 4.625%
HK$106,722
+HK$6,121/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$201,202/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,313
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$108,138
−HK$2,865/mo
Today · 4.125%
HK$111,003
baseline
▲ 0.50% · 4.625%
HK$116,854
+HK$5,851/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$222,006/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,442
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$113,877
−HK$3,491/mo
Today · 4.125%
HK$117,368
baseline
▲ 0.50% · 4.625%
HK$124,509
+HK$7,141/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$234,736/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,866
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$126,161
−HK$3,343/mo
Today · 4.125%
HK$129,504
baseline
▲ 0.50% · 4.625%
HK$136,330
+HK$6,826/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$259,008/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,997
−HK$8,904/mo
▼ 0.25% · 3.875%
HK$146,414
−HK$4,487/mo
Today · 4.125%
HK$150,901
baseline
▲ 0.50% · 4.625%
HK$160,083
+HK$9,182/mo
Deposit HK$3.46M · loan HK$31.14M · min. income ≈ HK$301,802/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,970
−HK$8,535/mo
▼ 0.25% · 3.875%
HK$162,207
−HK$4,298/mo
Today · 4.125%
HK$166,505
baseline
▲ 0.50% · 4.625%
HK$175,281
+HK$8,776/mo
Deposit HK$3.46M · loan HK$31.14M · min. income ≈ HK$333,010/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,318 · Scale 2, in force from 26 Feb 2026)