LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,892
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$81,346
−HK$2,494/mo
Today · 4.125%
HK$83,840
baseline
▲ 0.50% · 4.625%
HK$88,941
+HK$5,101/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$167,680/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,767
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,121
−HK$2,388/mo
Today · 4.125%
HK$92,509
baseline
▲ 0.50% · 4.625%
HK$97,385
+HK$4,876/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$185,018/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,671
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$97,616
−HK$2,992/mo
Today · 4.125%
HK$100,608
baseline
▲ 0.50% · 4.625%
HK$106,729
+HK$6,121/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$201,216/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,320
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,145
−HK$2,866/mo
Today · 4.125%
HK$111,011
baseline
▲ 0.50% · 4.625%
HK$116,862
+HK$5,851/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$222,022/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,449
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$113,885
−HK$3,491/mo
Today · 4.125%
HK$117,376
baseline
▲ 0.50% · 4.625%
HK$124,518
+HK$7,142/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$234,752/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,874
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$126,169
−HK$3,343/mo
Today · 4.125%
HK$129,512
baseline
▲ 0.50% · 4.625%
HK$136,339
+HK$6,827/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$259,024/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,006
−HK$8,906/mo
▼ 0.25% · 3.875%
HK$146,424
−HK$4,488/mo
Today · 4.125%
HK$150,912
baseline
▲ 0.50% · 4.625%
HK$160,094
+HK$9,182/mo
Deposit HK$3.46M · loan HK$31.14M · min. income ≈ HK$301,824/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,981
−HK$8,535/mo
▼ 0.25% · 3.875%
HK$162,218
−HK$4,298/mo
Today · 4.125%
HK$166,516
baseline
▲ 0.50% · 4.625%
HK$175,293
+HK$8,777/mo
Deposit HK$3.46M · loan HK$31.14M · min. income ≈ HK$333,032/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,418 · Scale 2, in force from 26 Feb 2026)