LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,905
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$81,359
−HK$2,494/mo
Today · 4.125%
HK$83,853
baseline
▲ 0.50% · 4.625%
HK$88,955
+HK$5,102/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$167,706/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,781
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,135
−HK$2,388/mo
Today · 4.125%
HK$92,523
baseline
▲ 0.50% · 4.625%
HK$97,400
+HK$4,877/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$185,046/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,686
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,631
−HK$2,993/mo
Today · 4.125%
HK$100,624
baseline
▲ 0.50% · 4.625%
HK$106,746
+HK$6,122/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$201,248/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,337
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,162
−HK$2,866/mo
Today · 4.125%
HK$111,028
baseline
▲ 0.50% · 4.625%
HK$116,881
+HK$5,853/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$222,056/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,467
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$113,903
−HK$3,491/mo
Today · 4.125%
HK$117,394
baseline
▲ 0.50% · 4.625%
HK$124,537
+HK$7,143/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$234,788/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,893
−HK$6,640/mo
▼ 0.25% · 3.875%
HK$126,189
−HK$3,344/mo
Today · 4.125%
HK$129,533
baseline
▲ 0.50% · 4.625%
HK$136,361
+HK$6,828/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$259,066/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,029
−HK$8,906/mo
▼ 0.25% · 3.875%
HK$146,447
−HK$4,488/mo
Today · 4.125%
HK$150,935
baseline
▲ 0.50% · 4.625%
HK$160,119
+HK$9,184/mo
Deposit HK$3.46M · loan HK$31.14M · min. income ≈ HK$301,870/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,006
−HK$8,536/mo
▼ 0.25% · 3.875%
HK$162,243
−HK$4,299/mo
Today · 4.125%
HK$166,542
baseline
▲ 0.50% · 4.625%
HK$175,321
+HK$8,779/mo
Deposit HK$3.46M · loan HK$31.14M · min. income ≈ HK$333,084/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,650 · Scale 2, in force from 26 Feb 2026)