LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,906
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$81,360
−HK$2,494/mo
Today · 4.125%
HK$83,854
baseline
▲ 0.50% · 4.625%
HK$88,956
+HK$5,102/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$167,708/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,782
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$90,136
−HK$2,389/mo
Today · 4.125%
HK$92,525
baseline
▲ 0.50% · 4.625%
HK$97,402
+HK$4,877/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$185,050/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,687
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,632
−HK$2,993/mo
Today · 4.125%
HK$100,625
baseline
▲ 0.50% · 4.625%
HK$106,748
+HK$6,123/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$201,250/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,338
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,164
−HK$2,866/mo
Today · 4.125%
HK$111,030
baseline
▲ 0.50% · 4.625%
HK$116,882
+HK$5,852/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$222,060/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,468
−HK$6,928/mo
▼ 0.25% · 3.875%
HK$113,905
−HK$3,491/mo
Today · 4.125%
HK$117,396
baseline
▲ 0.50% · 4.625%
HK$124,539
+HK$7,143/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$234,792/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,895
−HK$6,640/mo
▼ 0.25% · 3.875%
HK$126,191
−HK$3,344/mo
Today · 4.125%
HK$129,535
baseline
▲ 0.50% · 4.625%
HK$136,362
+HK$6,827/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$259,070/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,031
−HK$8,906/mo
▼ 0.25% · 3.875%
HK$146,449
−HK$4,488/mo
Today · 4.125%
HK$150,937
baseline
▲ 0.50% · 4.625%
HK$160,121
+HK$9,184/mo
Deposit HK$3.46M · loan HK$31.14M · min. income ≈ HK$301,874/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,008
−HK$8,536/mo
▼ 0.25% · 3.875%
HK$162,245
−HK$4,299/mo
Today · 4.125%
HK$166,544
baseline
▲ 0.50% · 4.625%
HK$175,323
+HK$8,779/mo
Deposit HK$3.46M · loan HK$31.14M · min. income ≈ HK$333,088/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,670 · Scale 2, in force from 26 Feb 2026)