LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,911
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$81,365
−HK$2,494/mo
Today · 4.125%
HK$83,859
baseline
▲ 0.50% · 4.625%
HK$88,962
+HK$5,103/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$167,718/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,787
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$90,142
−HK$2,388/mo
Today · 4.125%
HK$92,530
baseline
▲ 0.50% · 4.625%
HK$97,408
+HK$4,878/mo
Deposit HK$17.30M · loan HK$17.30M · min. income ≈ HK$185,060/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,470,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,693
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,638
−HK$2,993/mo
Today · 4.125%
HK$100,631
baseline
▲ 0.50% · 4.625%
HK$106,754
+HK$6,123/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$201,262/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,345
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,170
−HK$2,866/mo
Today · 4.125%
HK$111,036
baseline
▲ 0.50% · 4.625%
HK$116,889
+HK$5,853/mo
Deposit HK$13.84M · loan HK$20.76M · min. income ≈ HK$222,072/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,470,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,475
−HK$6,928/mo
▼ 0.25% · 3.875%
HK$113,911
−HK$3,492/mo
Today · 4.125%
HK$117,403
baseline
▲ 0.50% · 4.625%
HK$124,546
+HK$7,143/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$234,806/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,902
−HK$6,640/mo
▼ 0.25% · 3.875%
HK$126,198
−HK$3,344/mo
Today · 4.125%
HK$129,542
baseline
▲ 0.50% · 4.625%
HK$136,371
+HK$6,829/mo
Deposit HK$10.38M · loan HK$24.22M · min. income ≈ HK$259,084/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,039
−HK$8,907/mo
▼ 0.25% · 3.875%
HK$146,457
−HK$4,489/mo
Today · 4.125%
HK$150,946
baseline
▲ 0.50% · 4.625%
HK$160,131
+HK$9,185/mo
Deposit HK$3.46M · loan HK$31.15M · min. income ≈ HK$301,892/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,017
−HK$8,537/mo
▼ 0.25% · 3.875%
HK$162,255
−HK$4,299/mo
Today · 4.125%
HK$166,554
baseline
▲ 0.50% · 4.625%
HK$175,334
+HK$8,780/mo
Deposit HK$3.46M · loan HK$31.15M · min. income ≈ HK$333,108/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,756 · Scale 2, in force from 26 Feb 2026)