LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,920
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$81,375
−HK$2,494/mo
Today · 4.125%
HK$83,869
baseline
▲ 0.50% · 4.625%
HK$88,973
+HK$5,104/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$167,738/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,470,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,798
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$90,153
−HK$2,389/mo
Today · 4.125%
HK$92,542
baseline
▲ 0.50% · 4.625%
HK$97,420
+HK$4,878/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$185,084/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,470,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,704
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$97,650
−HK$2,993/mo
Today · 4.125%
HK$100,643
baseline
▲ 0.50% · 4.625%
HK$106,767
+HK$6,124/mo
Deposit HK$13.84M · loan HK$20.77M · min. income ≈ HK$201,286/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,470,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,358
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,183
−HK$2,867/mo
Today · 4.125%
HK$111,050
baseline
▲ 0.50% · 4.625%
HK$116,904
+HK$5,854/mo
Deposit HK$13.84M · loan HK$20.77M · min. income ≈ HK$222,100/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,470,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,489
−HK$6,928/mo
▼ 0.25% · 3.875%
HK$113,925
−HK$3,492/mo
Today · 4.125%
HK$117,417
baseline
▲ 0.50% · 4.625%
HK$124,562
+HK$7,145/mo
Deposit HK$10.38M · loan HK$24.23M · min. income ≈ HK$234,834/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,917
−HK$6,641/mo
▼ 0.25% · 3.875%
HK$126,214
−HK$3,344/mo
Today · 4.125%
HK$129,558
baseline
▲ 0.50% · 4.625%
HK$136,387
+HK$6,829/mo
Deposit HK$10.38M · loan HK$24.23M · min. income ≈ HK$259,116/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,057
−HK$8,908/mo
▼ 0.25% · 3.875%
HK$146,475
−HK$4,490/mo
Today · 4.125%
HK$150,965
baseline
▲ 0.50% · 4.625%
HK$160,151
+HK$9,186/mo
Deposit HK$3.46M · loan HK$31.15M · min. income ≈ HK$301,930/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,037
−HK$8,538/mo
▼ 0.25% · 3.875%
HK$162,275
−HK$4,300/mo
Today · 4.125%
HK$166,575
baseline
▲ 0.50% · 4.625%
HK$175,355
+HK$8,780/mo
Deposit HK$3.46M · loan HK$31.15M · min. income ≈ HK$333,150/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,939 · Scale 2, in force from 26 Feb 2026)