LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,921
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$81,376
−HK$2,494/mo
Today · 4.125%
HK$83,870
baseline
▲ 0.50% · 4.625%
HK$88,973
+HK$5,103/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$167,740/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,470,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,799
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$90,154
−HK$2,388/mo
Today · 4.125%
HK$92,542
baseline
▲ 0.50% · 4.625%
HK$97,420
+HK$4,878/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$185,084/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,470,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,705
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$97,651
−HK$2,993/mo
Today · 4.125%
HK$100,644
baseline
▲ 0.50% · 4.625%
HK$106,768
+HK$6,124/mo
Deposit HK$13.84M · loan HK$20.77M · min. income ≈ HK$201,288/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,470,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,359
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,184
−HK$2,867/mo
Today · 4.125%
HK$111,051
baseline
▲ 0.50% · 4.625%
HK$116,905
+HK$5,854/mo
Deposit HK$13.84M · loan HK$20.77M · min. income ≈ HK$222,102/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,470,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,489
−HK$6,929/mo
▼ 0.25% · 3.875%
HK$113,926
−HK$3,492/mo
Today · 4.125%
HK$117,418
baseline
▲ 0.50% · 4.625%
HK$124,563
+HK$7,145/mo
Deposit HK$10.38M · loan HK$24.23M · min. income ≈ HK$234,836/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,918
−HK$6,641/mo
▼ 0.25% · 3.875%
HK$126,215
−HK$3,344/mo
Today · 4.125%
HK$129,559
baseline
▲ 0.50% · 4.625%
HK$136,389
+HK$6,830/mo
Deposit HK$10.38M · loan HK$24.23M · min. income ≈ HK$259,118/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,470,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,058
−HK$8,908/mo
▼ 0.25% · 3.875%
HK$146,477
−HK$4,489/mo
Today · 4.125%
HK$150,966
baseline
▲ 0.50% · 4.625%
HK$160,152
+HK$9,186/mo
Deposit HK$3.46M · loan HK$31.15M · min. income ≈ HK$301,932/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,038
−HK$8,538/mo
▼ 0.25% · 3.875%
HK$162,277
−HK$4,299/mo
Today · 4.125%
HK$166,576
baseline
▲ 0.50% · 4.625%
HK$175,357
+HK$8,781/mo
Deposit HK$3.46M · loan HK$31.15M · min. income ≈ HK$333,152/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,470,951 · Scale 2, in force from 26 Feb 2026)