LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,924
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$81,379
−HK$2,495/mo
Today · 4.125%
HK$83,874
baseline
▲ 0.50% · 4.625%
HK$88,977
+HK$5,103/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$167,748/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,471,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,802
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$90,157
−HK$2,389/mo
Today · 4.125%
HK$92,546
baseline
▲ 0.50% · 4.625%
HK$97,424
+HK$4,878/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$185,092/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,471,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,709
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$97,655
−HK$2,993/mo
Today · 4.125%
HK$100,648
baseline
▲ 0.50% · 4.625%
HK$106,772
+HK$6,124/mo
Deposit HK$13.84M · loan HK$20.77M · min. income ≈ HK$201,296/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,363
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,189
−HK$2,866/mo
Today · 4.125%
HK$111,055
baseline
▲ 0.50% · 4.625%
HK$116,909
+HK$5,854/mo
Deposit HK$13.84M · loan HK$20.77M · min. income ≈ HK$222,110/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,494
−HK$6,929/mo
▼ 0.25% · 3.875%
HK$113,931
−HK$3,492/mo
Today · 4.125%
HK$117,423
baseline
▲ 0.50% · 4.625%
HK$124,568
+HK$7,145/mo
Deposit HK$10.38M · loan HK$24.23M · min. income ≈ HK$234,846/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,471,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,923
−HK$6,642/mo
▼ 0.25% · 3.875%
HK$126,220
−HK$3,345/mo
Today · 4.125%
HK$129,565
baseline
▲ 0.50% · 4.625%
HK$136,394
+HK$6,829/mo
Deposit HK$10.38M · loan HK$24.23M · min. income ≈ HK$259,130/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,471,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,064
−HK$8,908/mo
▼ 0.25% · 3.875%
HK$146,483
−HK$4,489/mo
Today · 4.125%
HK$150,972
baseline
▲ 0.50% · 4.625%
HK$160,159
+HK$9,187/mo
Deposit HK$3.46M · loan HK$31.15M · min. income ≈ HK$301,944/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,044
−HK$8,539/mo
▼ 0.25% · 3.875%
HK$162,283
−HK$4,300/mo
Today · 4.125%
HK$166,583
baseline
▲ 0.50% · 4.625%
HK$175,364
+HK$8,781/mo
Deposit HK$3.46M · loan HK$31.15M · min. income ≈ HK$333,166/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,011 · Scale 2, in force from 26 Feb 2026)