LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,926
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$81,382
−HK$2,494/mo
Today · 4.125%
HK$83,876
baseline
▲ 0.50% · 4.625%
HK$88,979
+HK$5,103/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$167,752/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,471,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,805
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$90,160
−HK$2,389/mo
Today · 4.125%
HK$92,549
baseline
▲ 0.50% · 4.625%
HK$97,427
+HK$4,878/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$185,098/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,471,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,712
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$97,658
−HK$2,993/mo
Today · 4.125%
HK$100,651
baseline
▲ 0.50% · 4.625%
HK$106,775
+HK$6,124/mo
Deposit HK$13.85M · loan HK$20.77M · min. income ≈ HK$201,302/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,366
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,192
−HK$2,866/mo
Today · 4.125%
HK$111,058
baseline
▲ 0.50% · 4.625%
HK$116,913
+HK$5,855/mo
Deposit HK$13.85M · loan HK$20.77M · min. income ≈ HK$222,116/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,497
−HK$6,929/mo
▼ 0.25% · 3.875%
HK$113,934
−HK$3,492/mo
Today · 4.125%
HK$117,426
baseline
▲ 0.50% · 4.625%
HK$124,571
+HK$7,145/mo
Deposit HK$10.38M · loan HK$24.23M · min. income ≈ HK$234,852/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,471,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,927
−HK$6,641/mo
▼ 0.25% · 3.875%
HK$126,224
−HK$3,344/mo
Today · 4.125%
HK$129,568
baseline
▲ 0.50% · 4.625%
HK$136,398
+HK$6,830/mo
Deposit HK$10.38M · loan HK$24.23M · min. income ≈ HK$259,136/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,471,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,068
−HK$8,909/mo
▼ 0.25% · 3.875%
HK$146,487
−HK$4,490/mo
Today · 4.125%
HK$150,977
baseline
▲ 0.50% · 4.625%
HK$160,163
+HK$9,186/mo
Deposit HK$3.46M · loan HK$31.15M · min. income ≈ HK$301,954/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,049
−HK$8,539/mo
▼ 0.25% · 3.875%
HK$162,288
−HK$4,300/mo
Today · 4.125%
HK$166,588
baseline
▲ 0.50% · 4.625%
HK$175,369
+HK$8,781/mo
Deposit HK$3.46M · loan HK$31.15M · min. income ≈ HK$333,176/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,052 · Scale 2, in force from 26 Feb 2026)